Welcome to 1st Advantage Federal Credit Union

First Mortgages

Whether it's your first home, the house you're planning to retire in, or one in between, you can count on us to offer the first mortgage that fits your needs.


Take Advantage of the Equity in Your Home

Now is the perfect time to take advantage of the equity in your home. For a limited time, 1A is offering a fixed introductory of 1.99% APR* for 12 months.


Apple Pay is Now Available

You can now use your 1st Advantage credit card and debit card with Apple PayTM on your iPhone 6, iPhone 6 Plus, or Apple Watch.


Enterprise Car Sale - Grafton Branch

If you’re thinking about buying a vehicle, check out our Two Day Car Sale at our Grafton Branch on Friday, May 29th - Saturday, May 30th. We will be offering rates as low as 1.74% APR1 for up to 60 months & no payments for 90 days!1

Scheduled Account
Wednesday, June 3rd from
9 p.m.- 11 p.m.

Mortgages Made Easy

Apple Pay is Now Available

Open Account

Apply for a loan now!

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Routing # 251480563  |  757-877-2444  |  800-359-7650

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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency.  NMLS #509408