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Membership Eligibility
1st Advantage Federal Credit Union is now a community chartered credit union.

A consumer credit report may be obtained from the Peninsula Credit Bureau before opening an account with 1st Advantage FCU. Membership will be granted on an acceptable credit report.

- See if you are eligible for membership by entering your zip code!

What makes you eligible for membership?
If you live, work, worship or attend school on the Virginia Peninsula, you are eligible for membership. In addition, all family members of those who are current members are also eligible for membership.

To become a member of 1st Advantage FCU, you simply need to open a share account with us. The initial deposit to open this basic savings account is $5. Once your account is open, 1st Advantage membership, with all of its benefits, becomes a lifelong privilege. Even if you should leave the Virginia Peninsula, the state, or the country, you still retain your 1st Advantage membership.

If you are interested in becoming a member of 1st Advantage Federal Credit Union, please fill out our membership form or come in and see us to apply for membership. If you have any questions, please call at 875-CASH or 800-359-7650 or come by one of our branches and see us. We are always happy to help.

You are eligible if:

1. You live, work, worship or go to school on the Virginia Peninsula.
2. You have a family member who is already a member.

• Gloucester County – which includes: Gloucester Point, Hayes, Schley, Whitemarsh, Belroi
• York County – which includes:  Seaford, Dandy, Grafton
• City of Williamsburg
• James City County
• City of Newport News
• City of Hampton
• City of Poquoson

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government
by the NCUA (National Credit Union Administration), a U.S. Government Agency