1st Advantage Business Services

Whether you’ve been in business for years or are just starting out, 1A has a variety of products and services to keep your business running smoothly, while saving you time and money.

Owner-Occupied Commercial Mortgage Special

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If your business facility is located in the counties of York, James City or Gloucester, or the cities of Williamsburg, Newport News, Hampton or Poquoson, your business qualifies for membership with 1st Advantage Federal Credit Union. Contact us for more information.

Newport News

Dawn Everton, Denbigh Relationship Manager
757-877-2444 ext. 3097

Georgettia Epperson, Hidenwood Relationship Manager
757-877-2444 ext. 3370


Lisa Crump, Mercury & Coliseum Central Relationship Manager
757-877-2444 ext. 3378


Matt Turner, New Town & Sentara Wmsbg. Reg. Med. Ctr. Relationship Manager
757-877-2444 ext. 3363

Brian Murdock, Williamsburg Commons Relationship Manager
757-877-2444 ext. 3057


Paul Szabo, Kiln Creek Relationship Manager
757-877-2444 ext. 3138

Fort Eustis

Kim Bottley, Fort Eustis Relationship Manager
757-877-2444 ext. 2285


Pam Galganski, Gloucester Relationship Manager
757-877-2444 ext. 4629


Amy Stachura, McGuire Relationship Manager

You can also contact 1st Advantage by completing this form.

*APR = Annual Percentage Rate. 5-year term, 25-year amortization, promotional rate available for owner occupied business mortgages only. Minimum loan amount is $100,000 and maximum total relationship of $2,000,000. Maximum loan to value (LTV) is 70% of the lesser of purchase cost or appraised value. Loans subject to origination fee of 1%. New loan funding only. Standard closing costs apply. Property insurance required. Subject to credit approval. Rate based on business and guarantor credit worthiness. Certain restrictions apply. Contact 1st Advantage for complete details. Limited time offer.


Join us for our 62nd Annual Business Meeting on Thursday, May 8th at 7 p.m.  Doors open at 6 p.m.         Learn more.

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Home Equity Line Of Credit Special

Routing # 251480563  |  757-877-2444  |  800-359-7650

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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency.  NMLS #509408