Commercial Lending

1st Advantage can provide you and your business with many types of business loan services.

Lines of Credit

A 1st Advantage Line of Credit provides your business access to cash for a variety financial needs.

Overdraft Protection

A checking account option that keeps temporary cash-flow issues from putting your business on hold.

Term Loans

Term loans are used to finance the acquisition or modernization of the company's productive assets. This includes:

  • Machinery, equipment, furniture, fixtures, and to make leasehold improvements
  • Expansion or modernization of facilities
  • Vehicles or other business transportation

Commercial Real Estate

We offer very competitive financing for commercial real estate, including the purchase of existing buildings or refinancing current loans for:

  • Commercial properties, both owner and non-owner occupied
  • Rental housing, apartment, or combination business/residential properties

Advantage Business VISA

Advantage Business VISA offers a flexible way to streamline purchases and control your expenses. Separate business purchases from personal expenses and issue cards with spending limits for employees' purchases and travel.

Please contact a Relationship Manager for more details.


1st Advantage will close at 1pm on December 24th and will be closed December 25th in observance of the Christmas holiday.

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More Options

Home Equity Line Of Credit Special

Routing # 251480563  |  757-877-2444  |  800-359-7650

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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency.  NMLS #509408