Commercial Lending

1st Advantage can provide you and your business with many types of business loan services.

Lines of Credit

A 1st Advantage Line of Credit provides your business access to cash for a variety financial needs.

Overdraft Protection

A checking account option that keeps temporary cash-flow issues from putting your business on hold.

Term Loans

Term loans are used to finance the acquisition or modernization of the company's productive assets. This includes:

  • Machinery, equipment, furniture, fixtures, and to make leasehold improvements
  • Expansion or modernization of facilities
  • Vehicles or other business transportation

Commercial Real Estate

We offer very competitive financing for commercial real estate, including the purchase of existing buildings or refinancing current loans for:

  • Commercial properties, both owner and non-owner occupied
  • Rental housing, apartment, or combination business/residential properties

Advantage Business VISA

Advantage Business VISA offers a flexible way to streamline purchases and control your expenses. Separate business purchases from personal expenses and issue cards with spending limits for employees' purchases and travel.

Please contact a Relationship Manager for more details.

 

Verified by VISA Program Change

VISA recently upgraded the Verified by VISA program and effective August 19th, members will be required to change their passwords for their VISA Debit Cards / Credit Cards to continue utilizing this security feature. If you have any questions or concerns please contact VISA at 800-443-7728.

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Routing # 251480563  |  757-877-2444  |  800-359-7650

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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency