1st Advantage can provide you and your business with many types of business loan services.
Lines of Credit
A 1st Advantage Line of Credit provides your business access to cash for a variety financial needs.
A checking account option that keeps temporary cash-flow issues from putting your business on hold.
Term loans are used to finance the acquisition or modernization of the company's productive assets. This includes:
- Machinery, equipment, furniture, fixtures, and to make leasehold improvements
- Expansion or modernization of facilities
- Vehicles or other business transportation
Commercial Real Estate
We offer very competitive financing for commercial real estate, including the purchase of existing buildings or refinancing current loans for:
- Commercial properties, both owner and non-owner occupied
- Rental housing, apartment, or combination business/residential properties
Advantage Business VISA
Advantage Business VISA offers a flexible way to streamline purchases and control your expenses. Separate business purchases from personal expenses and issue cards with spending limits for employees' purchases and travel.
*APR = Annual Percentage Rate. 5-year term, 25-year amortization, promotional rate available for owner occupied business mortgages only. Minimum loan amount is $100,000 and maximum total relationship of $2,000,000. Maximum loan to value (LTV) is 70% of the lesser of purchase cost or appraised value. Loans subject to origination fee of 1%. New loan funding only. Standard closing costs apply. Property insurance required. Subject to credit approval. Rate based on business and guarantor credit worthiness. Certain restrictions apply. Contact 1st Advantage for complete details. Limited time offer.