A lot of people don't realize just how different credit unions are from banks and other financial institutions. For one thing, credit unions like 1st Advantage are not-for-profit financial co-ops, which means our focus is on our members, not outside investors, and profits are reinvested into the credit union to provide low loan rates, high returns on investments and lower (or eliminated) fees and charges.
1st Advantage has been the best financial institution that I have done business with in my 40 years of banking. I have always been impressed with all of its employees.
Bill R, Member Since 2005
Every member of 1st Advantage has equal ownership in the credit union, regardless of how much money they have on deposit. One member one vote. In addition, 1st Advantage is governed by a voluntary board of directors who are elected by the membership, from members of the credit union.
Third, 1st Advantage is dedicated to the communities we serve because we are a local organization and our members are also our neighbors. We have a vested interest in providing excellent financial products and services, but we also know that communities grow when everyone gets involved.
Finally, even though 1st Advantage is a local credit union, your money is still federally insured by the National Credit Union Administration -- so we're both safe and solid. We'll be here to serve you through every phase and opportunity in your life.
So, if you're ready to be a part of something special, don't wait! We want to put you on the road to your financial freedom, right now!