Skip-A-Pay

Take a break from your next 1st Advantage loan payment and use the funds to pay off your bills.

Free up extra spending dough when you need it with Skip-A-Pay.* Skip your 1st Advantage loan payment (excluding Mortgages or credit card payments) and use the extra funds to help pay for other expenses.

In order to be eligible for Skip-A-Pay, you must have made 12 consecutive monthly payments on the loan and all credit union accounts must be in good standing. There is a $25 fee per loan, per occurrence, that will be deducted from your Savings/Checking Account. If the funds are unavailable, we will be unable to process your request.


 

*All requests to defer a payment must be approved. Mortgage loans and credit card payments are not eligible for this program. Interest will continue to accrue during the deferral period. This will extend the original term and increase the amount of finance charges. If there is a Co-Borrower/Guarantor on the loan, all parties must sign to be eligible for this program.

 
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Routing # 251480563  |  757-877-2444  |  800-359-7650

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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency.  NMLS #509408