Visa Gift Card Terms and Conditions

"Agreement" means these Visa Prepaid Gift Card Terms and Conditions. "We" "us" and "our" refer to 1st Advantage FCU. "You" and "your" refer to the person who has obtained a Card from us. "Card" means the primary Visa Non Re-loadable Prepaid Gift Card and any secondary Non Re-loadable Cards obtained from us. Our Business Days" are Monday through Friday; bank holidays are not included.

Agreement; Amendments: We agree to maintain the Card for you and to perform according to this Agreement. By obtaining a Card from us, activating the card, and by using the Card or by permitting anyone else to use the Card, you agree to the provisions of this Agreement, which is subject to amendment, and further agree that this Agreement is binding on your successors, representatives and assigns. We may from time to time adopt new or amended provisions which will be effective after notice has been mailed to you at the last address or email address shown for the Card on our records or has been posted on our Web site www.1stadvantage.org/giftcard or as otherwise permitted by law. Provisions changed pursuant to regulatory authorities shall be effective per such regulation without further notice. You must be a resident of the U.S. to purchase this Card.

Before Using the Card: Write down your Card number and the Customer Service Number on a separate piece of paper in case the Card is ever lost or stolen. Please read the full Terms and Conditions of use at www.1stadvantage.org/giftcard as they set out the Agreement between you and us. These Terms and Conditions may change as required by law. You will be deemed to have accepted the full Card terms of this Agreement if you do any of the following: (a) use the Card or (b) activate the Card. Please sign the back of your Prepaid Gift Card immediately upon receipt.

Using Your Card: The VISA Prepaid Gift Card is a non re-loadable stored-value card. It is neither a credit card, nor a NCUA insured deposit account. This card is issued by 1st Advantage; pursuant to a license from Visa U.S.A., Inc. Your Card may be used at merchants who accept VISA debit cards worldwide. You will be required, for validation purposes, to provide personal information. You may use your Card after activation. The Card is non-transferable. You are responsible for all authorized transactions made with this Gift Card. You may only use the Card when there is a balance available on the Card and only up to the amount left on the Card and any transaction fee due. Any transaction made that exceeds the available balance will be declined.


Gift Card Fees & Charges*

Card Fee - $4.00
Inactivity Fee - $2.50 (after 12 months of no activity)
Card Replacement - $5.00
Load Amounts - $20.00-$500.00

For additional information contact us at 757-886-3333.


 
 

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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency.  NMLS #509408