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Credit Card Act FAQ
1A would like to notify our members about loan due date changes.
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Personal Loans
1st Advantage offers loans with low rates that are designed to help you conveniently and cost-effectively make purchases and plan for your future.

Free up extra spending money
for the Holidays!
Are you short on stocking stuffers due to bills? Ask how our Skip-A-Pay option can allow you to skip your next 1st Advantage Loan payment.* Is Santa's gift bag looking skimpy this year? Apply for up to $2,000.
>>> Apply Now!

Overdraft Line of Credit

• Open-end lines of credit available
• Low competitive rates with no fees involved

Share Certificates & Share Secured Loans

• Loan up to 100% of your share savings or certificate account balance
• Your share account or share certificate is used as collateral while still earning dividends
• Terms up to 12 years
• Low competitive rates

Santa Loan

• No collateral necessary, $500 loan minimum
• Low competitive rates

Loan Calculators

General Loan - Loan Comparison - Loan Payoff

*Certain Restrictions apply $25 per Occurrence . Mortgage loans and credit card payments are not elegible.

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government
by the NCUA (National Credit Union Administration), a U.S. Government Agency