Personal Loans | 1st Advantage FCU

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Personal Loans
1st Advantage offers loans with low rates that are designed to help you conveniently and cost-effectively make purchases and plan for your future.

Signature Loan

A signature loan is an unsecured personal loan that 1A offers to our members to consolidate bills or even use the cash for furniture, vacations, educational expenses and more. Terms and rates vary according to the amount you borrow. The minimum loan amount is $500.

Terms up to 3 years
Low competitive rates

Overdraft Line of Credit

A line-of-credit can be used for whatever you choose. It's a quick source of money for special needs, or to cover overdrafts by automatically transferring funds up to your approved limit. There are no fees involved, and you pay interest only on the amount of credit used.

Open-end lines of credit available
Low competitive rates with no fees involved

Share Certificates & Share Secured Loans

Loan up to 100% of your share savings or certificate account balance
Your share account or share certificate is used as collateral while still earning dividends
Terms up to 12 years
Low competitive rates

Santa Loan

Are you in need of extra cash for the Holiday? Apply for up to $2000 with our Santa Loan. Rates as low as 8.75% Annual Percentage Rate

No collateral necessary, $500 loan minimum
Low competitive rates

Loan Calculators

General Loan - Loan Comparison - Loan Payoff

*Certain Restrictions apply $25 per Occurrence . Mortgage loans and credit card payments are not elegible.


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	We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency