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Credit Card Act FAQ
1A would like to notify our members about loan due date changes.
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Advantage VISA
1st Advantage has gone Platinum! Receive A Great Introductory Rate on new cards of 3.99% APR^ on new purchases and balance transfers. Choose our Platinum Rewards Advantage VISA and earn TRIPLE Points** for the first 30 days upon receipt of your Platinum Rewards Advantage VISA.

With an Advantage Platinum or Platinum Rewards VISA, you'll enjoy a low variable rate and no fees. Transfer your balances TODAY from your other high interest rate credit cards and save.

• Platinum Advantage VISA or Platinum Rewards Advantage VISA
• No annual fee
• No fee on balance transfers
• A 25-day grace period
• All the worldwide privileges of VISA
• Low cost debt protection and cancellation up to $50,000

Additional Benefits for Platinum Rewards Advantage VISA Cardholders

• Purchase Security+ for replacement, repair or full reimbursement of almost any item with a valid original manufacturer's US warranty if bought with a Platinum Rewards Advantage VISA Card.

• Extended Protection+ doubles the period of repair service to almost any item with a valid original manufacturer's US warranty if bought with a Platinum Rewards Advantage VISA Card.

• CU Rewards - Earn points with every purchase.

• Cash Advances accessible on over 350,000 locations worldwide.

• Worldwide Travel Assistance Service*** for emergency card replacement or emergency cash, medical and legal assistance referral, lost ticket and lost luggage assistance, pre-trip assistance, use of our emergency message service and even translation service.

Verified by VISA
Verified by VISA is the new free and easy way to enjoy added security for all your online VISA card purchases. Through our secure authentication process, your identity is protected and confirmed, with your personal password, each time you purchase at a participating merchant site. With Verified by VISA, you can be assured that using your VISA card on the Web is just as safe as using it at a local merchant around the corner!

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government
by the NCUA (National Credit Union Administration), a U.S. Government Agency