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Credit Card Act FAQ
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Platinum Advantage VISA's
In a tough economy many people are turning to the advice of well known financial advisors. Many of these advisors are suggesting that if you have a credit card or are looking to get one to go through a credit union. 1st Advantage offers low rates and no hidden fees on our VISA Credit Cards.

For a limited time new card holders will receive a great introductory rate on of 3.99% APR^ on new purchases and balance transfers. Choose our Platinum Rewards Advantage VISA and earn TRIPLE Points** for the first 30 days upon receipt of your Platinum Rewards Advantage VISA.

Advantage VISA benefits include:

• No annual fee
• No fee on balance transfers
• A 25-day grace period
• All the worldwide privileges of VISA
• Low cost debt protection and cancellation up to $50,000
• Credit Card Type Annual Percentage Rate
• Platinum Advantage VISA as low as 7.75%*
• Platinum Rewards Advantage VISA as low as 9.75%*

* Fixed rates effective 2/20/2010

Get Rewards!

1A also gives our members the option to have rewards with their credit card. Our Platinum Rewards Advantage VISA offers all of the benefits of the Platinum Advantage and also includes:

• Purchase Security⁺ for replacement, repair or full reimbursement of almost any item with a valid original manufacturer's US warranty if bought with a Platinum Rewards Advantage VISA Card.
• Extended Protection⁺ doubles the period of repair service to almost any item with a valid original manufacturer's US warranty if bought with a Platinum Rewards Advantage VISA Card.
• CU Rewards - Earn points with every purchase.
• Cash Advances accessible on over 350,000 locations worldwide.
• Worldwide Travel Assistance Service^*** for emergency card replacement or emergency cash, medical and legal assistance referral, lost ticket and lost luggage assistance, pre-trip assistance, use of our emergency message service and even translation service.

Access your current balance and transaction information on your Advantage Visa.

Loan Calculators

Credit Card Payoff - Loan Payment

Verified by VISA
Verified by VISA is the new free and easy way to enjoy added security for all your online VISA card purchases. Through our secure authentication process, your identity is protected and confirmed, with your personal password, each time you purchase at a participating merchant site. With Verified by VISA, you can be assured that using your VISA card on the Web is just as safe as using it at a local merchant around the corner!

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government
by the NCUA (National Credit Union Administration), a U.S. Government Agency