1st Advantage Mortgages

At 1A, we offer a variety of mortgage products - to help you get into the home of your dreams or to use your current home's equity for things like remodeling projects. Our loan experts can help you find a loan that will fit your needs and your budget and you can use our online mortgage calculators to see what your payments will look like.


First Mortgages

We have a number of ways to help families and individuals who are looking for their own piece of the American Dream get into a home they can afford.

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Second Mortgages

Whether you're building the next home of your dreams, investing in a vacation property or simply refinancing your current mortgage, 1st Advantage can help you make the most of your plans for the future.

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Reverse Mortgages

Interested in using some of the equity in your home for tax-free money that can be used to make your Golden Years even sunnier? A Reverse Mortgage may help.

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Home Equity Line of Credit (HELOC)

You've been good to your home and now it's time to reap the rewards of your efforts. Use your home's equity to consolidate higher-interest loans, pay for home remodeling projects or even take the vacation you've always wanted.

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SMARTMOVE©

Moving can be such an emotional and stressful event. With SMARTMOVE©, 1st Advantage members can put their worries behind them and concentrate on their new beginning as a personal move coordinator assists you through every step of the way. Plus, you'll get helpful relocation tools, other real estate-related information and even a cash rebate after closing. And you can use SMARTMOVE© as many times as you like, even for investment properties.

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Limited Time 5/3 ARM

Don't be afraid of Adjustable Rate Mortgages, at 1st Advantage, we will walk you through the mortgage process and will help you pick the mortgage that best suits your needs. We have a great Adjustable Rate Mortgage (ARM) special that will help you save on your mortgage. The rate is 1% less than our current 30-year fixed loan for the first five years.  Learn more.

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Routing # 251480563  |  757-877-2444  |  800-359-7650

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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency.  NMLS #509408