Home Equity Line of Credit (HELOC)

A great way to make the equity in your home work for you!

If you’re looking for flexibility in the way you use the equity in your home, our Home Equity Line of Credit is the loan for you. With interest rates at historic lows, using the equity in your home is the smartest way to borrow.

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A Home Equity Line of Credit is great for:

•    Debt consolidation          •    Dream vacation
•    Home improvements       •    Educational expenses

Access to your money is quick and easy:

•    Advantagenet (online banking)        •    Call-A-Teller (telephone banking)
•    Home equity line of credit checks     •    Visit any of our 13 convenient branch locations

Don't wait, apply now!  Call 757-886-3337 or

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Click Here for Truth in Lending Disclosures

*1.99% fixed Annual Percentage Rate (APR) for first twelve months. Thereafter, variable APR adjusted quarterly based on Wall Street Journal Prime Rate (index) + a margin for the life of the loan. Current APR as of 9/2/2014 is 3.25% APR, includes + 0.00 margin and assumes great credit and loan to value < 80%. Minimum floor rate of 3.25% APR and a maximum rate of 18% APR. Rates and terms will vary depending upon loan-to-value, loan amount, loan term, lien position, and credit qualifications. Introductory offer not available for refinances of existing 1st Advantage home equity loan/line of credit. No closing costs, excluding appraisal fee if required, for new loans greater than $20,000. Not available for home purchase. If you close your line of credit within thirty-six (36) months, you will be required to reimburse the Credit Union for closing costs paid on your behalf. Offer excludes properties currently for sale or within last 180 days of application. Property insurance is required, flood insurance may be required. Certain restrictions apply. Limited time offer.


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Home Equity Line Of Credit Special

Routing # 251480563  |  757-877-2444  |  800-359-7650

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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency.  NMLS #509408