With interest rates at historic lows, using the equity in your home is a smart way to borrow. Our Home Equity Line of Credit is the perfect solution to get the money you need, for what you need.
A Home Equity Line of Credit is great for:
- Debt consolidations
- Home improvements
- Dream vacation
- Educational expenses
Smart Tip: If you currently have a Home Equity Loan with another lender, now is the perfect time to refinance and save!
Get Started today by calling 757-886-3337 or Apply Now
*1.99% fixed APR for first twelve months. Thereafter, variable APR adjusted quarterly based on Wall Street Journal Prime Rate (index) + a margin for the life of the loan. Current APR as of 12/1/14 is 3.25% APR, includes + 0.00 margin and assumes great credit and loan to value < 80%. Minimum floor rate of 3.25% APR and a maximum rate of 18% APR. Rates and terms will vary depending upon loan-to-value, loan amount, loan term, lien position, and credit qualifications. Introductory offer not available for refinances of existing 1st Advantage home equity loan/line of credit. No closing costs, excluding appraisal fee if required, for new loans greater than $20,000. Not available for home purchase. If you close your line of credit within thirty-six (36) months, you will be required to reimburse the Credit Union for closing cost paid on your behalf. Offer excludes properties currently for sale or within last 180 days of application. Property insurance is required, flood insurance may be required. Certain restrictions apply. Limited time offer.