Second Mortgages

A fixed-rate home equity loan, also often known as a Second Mortgage, is a great way to take a lump-sum loan from your home to use for all of the same reasons you might use a Home Equity Line of Credit -- to take a fantastic vacation, fix up the old home or put on a new addition, or get ready for other new additions to the home if your family is growing.

With a 1st Advantage Second Mortgage, you'll enjoy:

No Prepayment Penalty

  • Primary residence only
  • Interest rate is fixed throughout the term
  • Use cash for any purpose
  • Payments may be made via Advantagenet, CAT, ATM, Direct Deposit, Payroll Deduction, by Mail or in person at any branch or service center
  • Interest may be tax deductible
  • Low interest rates
  • Maximum loan amount $200,000*

Click here for all rates and terms.

Click Here for Truth in Lending Disclosures

 

New Lower Rates

Our mortgage rates have dropped again! Our Fixed Rate Second Mortgage and Home Equity Line of Credit rates have dropped to record lows.
Right now, you can get a 5 year Fixed Rate Second Mortgage as low as 3.99% or a Home Equity Line of Credit as low as Prime + 0.00%!*
See Current Rates or APPLY NOW.

 

Call 1-800-LOAN-443

or


Mortgage Calculators

Amortization Schedule - Mortgage Loan - Mortgage Refinance

* Credit restrictions apply. Rates subject to change without notice and are not guaranteed. 2% cap per adjustment, 5% lifetime cap. 2.75% margin, 3 year CMT index. Other rate and point options and higher loan to values may be available. Loan Example: $30,000.00 at 3.99% (4.010% APR) 60 monthly payments of approximately $553.00 each.

 

Advantagenet will be unavailable from 12am - 6am Monday, February 5th for an update.  Thank you for your patience.

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Limited Time 5/3 ARM

Don't be afraid of Adjustable Rate Mortgages, at 1st Advantage, we will walk you through the mortgage process and will help you pick the mortgage that best suits your needs. We have a great Adjustable Rate Mortgage (ARM) special that will help you save on your mortgage. The rate is 1% less than our current 30-year fixed loan for the first five years.  Learn more.

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Routing # 251480563  |  757-877-2444  |  800-359-7650

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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency.  NMLS #509408