At 1st Advantage, our members don't just get the best products and services but they get options as well. We offer three great checking accounts so that you can choose the account that best suits your financial needs. All of our Checking Accounts offer Courtesy Pay^, VISA Debit Card*, Advantagenet and Call-A-Teller.
| Premier Checking |
Preferred Checking |
Free Checking |
|
| Monthly Service Charge | $5 | $7 (if balance drops below $250) | $0 |
| Minimum Balance | $0 | $250 | $0 |
| Dividends | on balances over $100 | on balances over $500 |
no |
| Free 1st Advantage Exclusive Checks or discounted personalized checks | yes | no | no |
| Free Money Orders | yes | no | no |
| Free Cashier's Checks | yes | no | no |
| Free Traveler's Checks | yes | no | no |
| Earns increase on Certificate rates | yes | no | no |
| Courtesy Pay^ | yes | yes | yes |
| Call-A-Teller (24-7 automated phone service) | yes | yes | yes |
| Free VISA Debit Card | yes | yes | yes |
| Access to over 65,000 Free ATMs** nationwide | yes | yes | yes |
| Free Mobile Apps @ find1A.com |
yes | yes | yes |
| Free Online Banking, Advantagenet | yes | yes | yes |
| Free Direct Deposit | yes | yes | yes |
| Advantage Financial Services |
yes | yes | yes |
| Free Online Shopping Security, Verified By VISA | yes | yes | yes |
| Free Bill Pay | yes | no | no |
| Payment Card Protection* | yes | yes | no |
| Identity Theft Insurance* | yes | yes | no |
| Purchase Protection and Extended Warranty* | no | yes | no |
|
Everyday Rebate Rewards* |
yes | no |
no |
| Safety Deposit Box Discount | yes | no | no |
We also offer a teen checking account to teach our youth between ages 14 and 17 how to manage their financial future. Learn more about our iCount Teen Checking.
Open your Checking Account today by calling 757-886-3333
*Restrictions may apply, contact 1A for details.
**Applicable for VISA Debit Card holders at CO-OP, Allpoint, and 1st Advantage ATMs.
^A fee of $26 will be assessed to your account for overdrafts caused by check, ATM withdrawals or other electronic means. You have 30 days from the date of the first negative transaction to bring you account to a positive balance. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. You may be disqualified from the program if: 1. Your account has been overdrawn for 30 days or more 2. You are past due on a loan or obligation with the Credit Union 3. Your account is subject to a legal or administrative order or levy 4. Your account has been closed.
