1st Advantage Federal Credit Union

The Free Checking account offers usage of both the 24-Hour automated phone access, Call-A-Teller, and the 24-Hour online banking service, Advantagenet. Here are just a few of the benefits available through this account:

• No minimum balance
• Free VISA Check Card
• Access to over 65,000 Fee-Free ATMs* across the nation
• Free Bill Pay when you sign up for eStatements
• Courtesy Pay**

You can transfer funds to and from these accounts using our free convenient services including Call-A-Teller, Advantagenet as well as using any of our Fee-Free ATMs.*

Note: With VISA Check Card, you can shop anywhere with absolutely no risk.  Learn more about VISA's Zero Liability policy.

Call 757-886-3333 Monday - Friday, 8:30am - 5:30pm to apply

or

*Applicable at CO-OP, Allpoint, and 1st Advantage ATMs with our VISA Check Card.

**A fee of $26 will be assessed to your account for overdrafts caused by check, ATM withdrawals or other electronic means.  You have 30 days from the date of the first negative transaction to bring you account to a positive balance.  Whether your overdrafts will be paid is discretionary and we reserve the right not to pay.  You may be disqualified from the program if: 1. Your account has been overdrawn for 30 days or more 2. You are past due on a loan or obligation with the Credit Union 3. Your account is subject to a legal or administrative order or levy 4. Your account has been closed.