Our Premier Checking Account lets our members enjoy an account with no minimum balance requirements while earning dividends on balances of $100 or more. They will also receive a variety of free or discounted products and services including personalized checks, Identity Theft Insurance & deposit rate bonuses plus much more. Add these to those benefits offered to our Free Checking members and pay only $5 a month.
Our Premier Checking account offers a great deal of features including financial and security benefits. You can transfer funds to and from this account using our free convenient services including Call-A-Teller, Online Banking as well as using any of the over 65,000 Free ATMs.***
Checking Account Features
- Direct Deposit
- Free Online Banking
- Advantage Financial Services
- Free Call-A-Teller
- Courtesy Pay**
- Free Bill Pay
- 20% discount for Safe Deposit Box Annual Fee
- Free 1st Advantage Exclusive Checks
- Discounted Personalized Checks
- VISA Debit Card With No Fee*
- Free Traveler's Checks
- Free Bill Pay
- 1/4% Increase on Certificates^
- Everyday Rebate Rewards
- No Minimum Balance Required
- Low $5 Monthly Service Charge
- Overdraft Protection
- Receive several ways to protect your identity from fraud
- Payment Card Protection
- $5,000 Identity Theft Insurance
Enjoy added security for all your online VISA card purchases with Verified by VISA.
Get Your Checks Faster - Reorder Online!
With just a few clicks of your mouse you can pick out designs, change options and have your checks sent straight to your home.
Ready to order? Call 1-877-286-3623
Call 757-886-3333 Monday - Friday, 8:30am - 5:30pm to apply
*Restrictions may apply.
**A fee of $29 will be assessed to your account for overdrafts caused by check, ATM withdrawals or other electronic means. You have 30 days from the date of the first negative transaction to bring you account to a positive balance. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. You may be disqualified from the program if: 1. Your account has been overdrawn for 30 days or more 2. You are past due on a loan or obligation with the Credit Union 3. Your account is subject to a legal or administrative order or levy 4. Your account has been closed.
***Applicable at Co-Op, Allpoint and 1st Advantage ATMs with 1A VISA Debit Card.
^Excludes specials. Certificate increase available on new certificates only. Contact 1A for additional restrictions and details.