1st Advantage has gone Platinum! Receive A Great Introductory Rate on new cards of 3.99% Annual Percentage Rate (APR)^ for first 6 months
on new purchases and balance transfers. Choose our Platinum Rewards Advantage VISA and earn TRIPLE Points** for the first 30 days upon receipt of your Platinum Rewards Advantage VISA.
With an Advantage Platinum or Platinum Rewards VISA, you'll enjoy a low rate and minimal fees. Transfer your balances TODAY from your other high interest rate credit cards and save.
- Platinum Advantage VISA or Platinum Rewards Advantage VISA
- Minimal fees
- No fee on balance transfers
- A 25-day grace period
- All the worldwide privileges of VISA
- Low cost debt protection and cancellation up to $50,000
- 1A offers Debt Cancellation on loans. Learn more
| Credit Card Type | Annual Percentage Rate |
| Platinum Advantage VISA | |
| Platinum Rewards Advantage VISA | |
Additional Benefits for Platinum Rewards Advantage VISA Cardholders
Purchase Security+ for replacement, repair or full reimbursement of almost any item with a valid original manufacturer's US warranty if bought with a Platinum Rewards Advantage VISA Card.
Extended Protection+ doubles the period of repair service to almost any item with a valid original manufacturer's US warranty if bought with a Platinum Rewards Advantage VISA Card.
CU Rewards - Earn points with every purchase. Go to CU Rewards.
Cash Advances accessible on over 350,000 locations worldwide.
Worldwide Travel Assistance Service*** for emergency card replacement or emergency cash, medical and legal assistance referral, lost ticket and lost luggage assistance, pre-trip assistance, use of our emergency message service and even translation service.
Learn how to secure your online transactions with Verified by VISA, our online shopping protection. You can also access your credit card online. To report an ATM or VISA debit card lost, please call 1-888-640-2904. To report a Visa credit card lost, please call 1-800-449-7728.
Call 757-886-3337 Monday - Friday, 8:30am - 5:30pm to apply
* Rates effective February 2010.
+ Please refer to the Platinum Rewards Advantage VISA Benefits Package Pamphlet.
^ Certain restrictions apply. Introductory rate available for new cards on new purchases for 6 billing cycles. Balances at the end of the 6 month term will be subject to current Annual Percentage Rate (APR).
** maximum 5,000 points on purchases only
*** For detailed information about the Travel Accident Insurance, please refer to the Description of Coverage
1 Credit restrictions apply.




