Advantage VISA

1st Advantage has gone Platinum! Receive A Great Introductory Rate on new cards of 3.99% Annual Percentage Rate (APR)^ for first 6 months
on new purchases and balance transfers. Choose our Platinum Rewards Advantage VISA and earn TRIPLE Points** for the first 30 days upon receipt of your Platinum Rewards Advantage VISA.

With an Advantage Platinum or Platinum Rewards VISA, you'll enjoy a low rate and minimal fees. Transfer your balances TODAY from your other high interest rate credit cards and save.

  • Platinum Advantage VISA or Platinum Rewards Advantage VISA
  • Minimal fees
  • No fee on balance transfers
  • A 25-day grace period
  • All the worldwide privileges of VISA
  • Low cost debt protection and cancellation up to $50,000
  • 1A offers Debt Cancellation on loans.  Learn more
Credit Card Type Annual Percentage Rate
Platinum Advantage VISA

as low as 7.75%*

Platinum Rewards Advantage VISA

as low as 9.75%*



Additional Benefits for Platinum Rewards Advantage VISA Cardholders

Purchase Security+ for replacement, repair or full reimbursement of almost any item with a valid original manufacturer's US warranty if bought with a Platinum Rewards Advantage VISA Card.

Extended Protection+ doubles the period of repair service to almost any item with a valid original manufacturer's US warranty if bought with a Platinum Rewards Advantage VISA Card.

CU Rewards - Earn points with every purchase. Go to CU Rewards.

Cash Advances accessible on over 350,000 locations worldwide.

Worldwide Travel Assistance Service*** for emergency card replacement or emergency cash, medical and legal assistance referral, lost ticket and lost luggage assistance, pre-trip assistance, use of our emergency message service and even translation service.

Learn how to secure your online transactions with Verified by VISA, our online shopping protection.  You can also access your credit card online.   To report an ATM or VISA debit card lost, please call 1-888-640-2904.  To report a Visa credit card lost, please call 1-800-449-7728.

 

Call 757-886-3337 Monday - Friday, 8:30am - 5:30pm to apply

or

Apply now button

* Rates effective February 2010.
+ Please refer to the Platinum Rewards Advantage VISA Benefits Package Pamphlet.
^ Certain restrictions apply. Introductory rate available for new cards on new purchases for 6 billing cycles. Balances at the end of the 6 month term will be subject to current Annual Percentage Rate (APR).
** maximum 5,000 points on purchases only
*** For detailed information about the Travel Accident Insurance, please refer to the Description of Coverage
1 Credit restrictions apply.

 

 

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Auto Loan Rate Special

Now is a great time to purchase and finance a vehicle with 1st Advantage. For a limited time, we're offering a special auto loan rate as low as 3.25% Annual Percentage Rate* for 60 months on 2007-2012 vehicles. Plus, we're offering a 72 month special as low as 3.75% Annual Percentage Rate!* Find out more.

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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency.  NMLS #509408