Auto Loans

If you need assistance in researching, warranties or auto buying assistance before you apply for a loan be sure to check out our brand new Vehicle Center page.

I recently purchased a car and the experience at the dealership was the typical hassle of haggling and negotiating. The dealer said that I would never get a payment less than $300 on the car that I was purchasing. I called 1st Advantage and spoke to Dawn in the loan department, filled out my application online at the dealership, and Dawn said that with my credit score I qualified for a 5.75% interest rate and that my monthly payment including GAP insurance would be less than $300. I hung up the phone, the money was deposited into my account, and I left in my new car thanks to Dawn and 1st Advantage.

Robert B, Member Since 1998

Auto Loan Rate Special

Finance your 2006-2012 vehicle and receive rates as low as 3.25% APR* for 60 months OR for 72 months at rates as low as 3.75% APR*:

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An auto loan from 1st Advantage puts you in control with:

  • Up to 100% financing is available on new and used autos
  • Low fixed rate options
  • Terms from 24-84 months
  • No down payment required for qualifying members
  • Refinance auto loans from other financial institutions and lower your monthly payment
  • No processing fee
  • Loan approval within 24 hours
  • Low cost debt protection and cancellation up to $50,000
  • Choose a comprehensive warranty

We also offer loans on RVs, Boats, and More! read more...

 

Call 757-886-3337 Monday - Friday, 8:30am - 5:30pm to apply

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*APR= Annual Percentage Rate. Limited time offer, subject to change without notice. Available on 2006-2012 vehicles with less than 75,000 miles. Not valid on refinancing of existing 1st Advantage auto loan. Contact 1st Advantage for details.
 

1st Advantage is pleased to once again offer four (4) $2,000 scholarships to our members and their dependents.  Learn More.

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Auto Loan Rate Special

Now is a great time to purchase and finance a vehicle with 1st Advantage. For a limited time, we're offering a special auto loan rate as low as 3.25% Annual Percentage Rate* for 60 months on 2006-2012 vehicles. Plus, we're offering a 72 month special as low as 3.75% Annual Percentage Rate!* Find out more.

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Routing # 251480563  |  757-877-2444  |  800-359-7650

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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency.  NMLS #509408