Loan Rates

Save with our limited time Auto Loan Special. 1A is offering rates as low as 3.25% APR^^ for 60 months or 3.75% APR^^ for 72 months on 2007 - 2012 vehicles.

Effective Date: 3/13/2012 (Some limits on vehicles over 50,000.  Vehicle can not exceed 75,000 miles)
Type of Loan Approx Term (Months) Annual Percentage Rate (A.P.R) Take Action
Auto, Motorcycle and Boat Loans
(mile restrictions apply)

Up to 24 months 2.95%*

Up to 60 months 4.25%*

Up to 72 months 5.50%*

Up to 84 months 7.00%*
Recreation Vehicles

Up to 59 months 9.00%*

Up to 83 months 8.00%*

Up to 180 months 6.50%*
Signature Loans

Up to 36 months $500 and up as low as 9.00%*
Secured Loans**
Share Secured
3% above Share Rate
Certificate Secured
2% above certificate rate. No discount on share secured/certificate rate.
50/50 Share Secured
Signature rate + share/cd loan rate divided by 2 = rate nearest 1/4 rate determined by beacon score
Overdraft Line of Credit**
as low as 13.75%
VISA Platinum Credit Cards**
Without Rewards
as low as 7.75%
With Rewards
as low as 9.75%

Call 757-890-AUTO to speak with an Auto Loan Specialist today

or


 

*"As low as" does not include the .25% discount available (maximum) on direct deposit of entire payroll.

** Product does not qualify for rate discount.
^Minimum financed amount required. Call for details.

^^APR= Annual Percentage Rate. Limited time offer, subject to change without notice. Available on 2007-2012 vehicles with less than 75,000 miles. Not valid on refinancing of existing 1st Advantage auto loan. Contact 1st Advantage for details.

Special Note: Rates may be higher depending on Credit. Rates are subject to change without notice. Rates may vary based on loan term and/or credit worthiness. Terms and Conditions: All other information is detailed on the loans security agreement. Please contact the loan dept at 757-886-3337 for questions.

 

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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency.  NMLS #509408