Great news! 1st Advantage has just dropped our mortgage rates. Right now, you can take advantage of incredible low rates on Fixed Rate Second Mortgages or a Home Equity Line of Credit. So, whether you want to fix up your current residence, take a vacation or get some cash for debt consolidation, this is the perfect money-saving opportunity.
A Home Equity or Second Mortgage is a great tool that s you as a homeowner to get a loan by using the equity in your home as collateral. Right now, you can get a 5 year Fixed Rate Second Mortgage as low as 3.99%* or a Home Equity Line of Credit as low as Prime + 0.00%!^
Below are some of the reasons you need to take advantage of these great rates today!
Home Equity Line of Credit (HELOC)
A home equity line of credit gives you a credit line that you can tap into whenever you wish. With a 1st Advantage Home Equity Loan and Line of Credit, you can use that equity to help fund practically anything you may need or want, including debt consolidation, vacation or home remodeling and renovation costs. Best of all, with our new low rates, this is the perfect money-saving opportunity.
Second Mortgages
A second mortgage provides you with a fixed amount of money repayable over a fixed period. If you've owned your home for several years, there's a good chance you've been able to build up a good deal of equity. You may be able to access this equity in the form of a second mortgage.
Both HELOCs and Second mortgages offer you a number of potential benefits, including:
- Ease of access
- Tax deduction
- Lower interest rate
- Debt consolidation
Take advantage of our new lower rates today!
Call 1-800-LOAN-443
*Rate and terms will vary depending upon loan to value, loan term and credit qualifications. Listed rate assumes loan to value < 80% with great credit. Loan Example: $30,000.00 at 3.99% (4.010% APR), 60 monthly payments of approximately $553.00 each. Please contact us at 757-886-3337 for details.
^Rates are subject to change at any time and are not guaranteed. Other rate and point options may be available. Listed rate assumes loan to value < 80% with great credit. Loan Example: $30,000.00, 3.25% (3.256% APR); 240 monthly payment of approximately $171.00 each. Please contact us at 757-886-3337 for details. Rate and terms will vary depending upon loan-to-value, loan amount, loan term, and credit qualifications. Non-owner occupied properties are not eligible for promotional rates. Reasonably, closing costs may range from $300 - $1000, but may vary. The maximum annual percentage rate that may be imposed is 18% APR.
