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Business Fees


1st Advantage FCU - Rates - Business Savings Account Fees

Business Savings Account Fees

Item
Fee
Share excess withdrawal fee (more than 6 per month) each$1.00
Bad Address Fee$1.00
Inactive Account (monthly)$2.00
Check cashing fee (per check) Assessed if share balance is less than $100 & no other accounts. This fee does not apply to members under 18$2.00

For additional information on your account please see your Membership & Account Agreement. For additional information about fees please see the Rate & Fee Schedule. This Credit Union is federally insured by the National Credit Union Administration. If you have any questions or require current rate information please call the credit union at 757-877-2444.

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1st Advantage FCU - Rates - Business Checking Account Fees

Business Checking Account Fees

Item
Fee
NSF fee$25.00
Courtesy Pay Fee$25.00
ACH Returns/NSF$25.00
Additional Starter Checks$2.00
ACH Stop Payments$15.00
Stop Payment$15.00
Certified Checks$10.00
Return Item Fee$15.00
Telephone Inquiries/Transactions$2.00
Check Copy Fee (per check)$2.00
Copy of Account History (1 month)$2.00
Copy of Account History (2+ months each)$3.00
Certificated Letter$3.50

For additional information on your account please see your Membership & Account Agreement. For additional information about fees please see the Rate & Fee Schedule. This Credit Union is federally insured by the National Credit Union Administration. If you have any questions or require current rate information please call the credit union at 757-877-2444.


1st Advantage FCU - Rates - Other Business Service Fees

Business Other Service Fees

Item
Fee
Wire Transfer/Western Union$15.00
Money Order Fee$2.00
Cashier's Check Fee$2.00
Travelers Check Fee (One Signature, per 100)$1.00
Travelers Check Fee (Two Signatures, per 100)$1.50
Change/Coin Order Fee (per roll)$0.05
Currency Order Fee (per strap)$0.50
Research Fee (per hour)$20.00
Foreign Item Fee$15.00
Close Account Fee (Checking Account)$25.00
Close Account Fee (Share Account within 90 days)$5.00
Garnishment/Tax Levy$50.00
Verification of Deposit$15.00
Notary Fee (per page)$2.00

For additional information on your account please see your Membership & Account Agreement. For additional information about fees please see the Rate & Fee Schedule. This Credit Union is federally insured by the National Credit Union Administration. If you have any questions or require current rate information please call the credit union at 757-877-2444.

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1st Advantage FCU - Rates - Business Electronic Funds Transfer Fees

Business Electronic Funds Transfer Fees

Item
Fee
Non-1st Advantage (1st 5 free, then each)*$1.00
ATM Overdraft Fee$25.00
Foreign ATM Balance Inquiries (each)$1.25
ATM Card Replacement (damage card)$5.00
Lost/Stolen ATM Card$5.00
1st Advantage ATM WithdrawalsFREE

For additional information on your account please see your Membership & Account Agreement. For additional information about fees please see the Rate & Fee Schedule. This Credit Union is federally insured by the National Credit Union Administration. If you have any questions or require current rate information please call the credit union at 757-877-2444.

*ATM's not owned by 1st Advantage in certain stitutions may also add a surcharge to the amount of the withdrawal or charge a fee for an inquiry even if the transfer or withdrawal is not completed

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