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Business Rates

Business Checking and Savings

Effective Date: 6/17/09
Dividend Rate
Annual Percentage Yield (A.P.Y)
Minimum Deposit/Opening Balances
Compounded/Credited
Average Daily Balance required to earn Dividends
Regular Savings0.50%0.50%$5.00Quarterly/Quarterly$100
Advantage Business Checkingn/an/an/an/an/a
Non-Profit Business Checking0.25%0.25%noneQuarterly/Quarterly$1,000
Premier Business Checking0.25%0.25%noneQuarterly/Quarterly$2,500

Rates are subject to change at any time and are not guaranteed. For additional information on your account please see your Membership & Account Agreement This Credit Union is federally insured by the National Credit Union Administration. If you have any questions or require current rate information please call the credit union at 757-877-2444.


Business Certificates of Deposit

Effective Date: 8/15/09$500 Minimum Deposit Required

Share
Certificate
Dividend
Rate
Annual Percentage
Yield (A.P.Y)
Share
Certificate
Dividend
Rate
Annual Percentage
Yield (A.P.Y)
6 Month1.11%1.11% 12 Month1.30%1.31%
18 Month2.00%2.01% 24 Month1.40%1.41%
36 Month1.70%1.71% 48 Month1.74%1.75%
60 Month2.095%2.11% 

*minimum balance - $1,000
**minimum balance - $5,000 (Member has option to bump up rate one time during term)

Dividends calculated on average daily balance and compounded quarterly. The rates listed are accurate and effective as of the date indicated above. Rates & terms are subject to change without notification. A penalty and/or account closure will be imposed for withdrawals before maturity. For additional information on your account please refer to the Rate & Fee Schedule and/or Membership Disclosure. If you have any questions or require current rate information please call the Credit Union at (757) 877-2444. This Credit Union is federally insured by the National Credit Union Administration.


Business Money Market

Effective Date: 3/30/09Minimum Balance to open $2,500.00

Daily Balance
Dividend Rate
Annual Percentage Yield (A.P.Y)
$1,000.00 - $2,499.990.10%0.10%
$2,500.00 - $9,999.990.25%0.25%
$10,000.00 - $24,999.990.35%0.35%
$25,000.00 - $74,999.990.45%0.45%
$75,000.00 and up0.55%0.55%

For additional information on your account please see your Membership & Account Agreement. For additional information about fees please see the Rate & Fee Schedule. Effective September 1, 2005, accounts with an average daily balance less than $1,000.00 will not earn dividends for that period. This Credit Union is federally insured by the National Credit Union Administration. If you have any questions or require current rate information please call the credit union at 757-877-2444.


Business Member Rewards Money Market

Effective Date: 8/15/09Minimum Balance to open $0.00

Daily Balance
Dividend Rate
Annual Percentage Yield (A.P.Y)

Qualified Accounts*1.20%1.21%
Non-Qualified Accounts**0.10%0.10%

*Rates subject to change without notice. For additional information about fees please see the Rate & Fee Schedule. Restrictions apply see branch for details. Qualified members must have a checking account with at least 10 VISA Check Card signature transactions each month OR at least 2 1st Advantage Bill Pay transactions each month OR combined loan balances of $25,000 or more with 1st Advantage (1st Mortgages excluded). **If member does not qualify with 1 of the above, their rate will default to the Non-Qualified Account rates. See above Member Rewards Money Market rate chart for current rates.

 

   
         
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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government
by the NCUA (National Credit Union Administration), a U.S. Government Agency