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Business Rates


1st Advantage FCU - Rates - Deposit Account

Business Checking and Savings

Effective Date: 1/1/08
Dividend Rate
Annual Percentage Yield (A.P.Y)
Minimum Deposit/Opening Balances
Compounded/Credited
Average Daily Balance required to earn Dividends
Regular Savings1.01%1.01%$5.00Quarterly/Quarterly$100
Advantage Business Checkingn/an/an/an/an/a
Non-Profit Business Checking0.75%0.75%noneQuarterly/Quarterly$1,000
Premier Business Checking0.75%0.75%noneQuarterly/Quarterly$2,500

Rates are subject to change at any time and are not guaranteed. For additional information on your account please see your Membership & Account Agreement This Credit Union is federally insured by the National Credit Union Administration. If you have any questions or require current rate information please call the credit union at 757-877-2444.

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1st Advantage FCU - Rates - Share Certificates

Business Certificates of Deposit
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Effective Date: 05/01/2008$500 Minimum Deposit Required

Share
Certificate
Dividend
Rate
Annual Percentage
Yield (A.P.Y)
Share
Certificate
Dividend
Rate
Annual Percentage
Yield (A.P.Y)
6 Month2.38%2.40% 11 Month*3.27%3.31%
12 Month2.68%2.71% 18 Month2.98%3.01%
24 Month2.92%2.95% 36 Month2.97%3.00%
40 Month Bump**3.21%3.25% 48 Month3.02%3.05%
60 Month3.41%3.45% 

*minimum balance - $1,000
**minimum balance - $5,000 (Member has option to bump up rate one time during term)

Dividends calculated on average daily balance and compounded quarterly. The rates listed are accurate and effective as of the date indicated above. Rates & terms are subject to change without notification. A penalty and/or account closure will be imposed for withdrawals before maturity. For additional information on your account please refer to the Rate & Fee Schedule and/or Membership Disclosure. If you have any questions or require current rate information please call the Credit Union at (757) 877-2444. This Credit Union is federally insured by the National Credit Union Administration.


1st Advantage FCU - Rates - Money Market

Business Money Market

Effective Date: 6/7/06Minimum Balance to open $2,500.00

Daily Balance
Dividend Rate
Annual Percentage Yield (A.P.Y)
$1,000.00 - $2,499.990.40%0.40%
$2,500.00 - $9,999.991.73%1.75%
$10,000.00 - $24,999.992.23%2.25%
$25,000.00 - $74,999.992.47%2.50%
$75,000.00 and up2.71%2.75%

For additional information on your account please see your Membership & Account Agreement. For additional information about fees please see the Rate & Fee Schedule. Effective September 1, 2005, accounts with an average daily balance less than $1,000.00 will not earn dividends for that period. This Credit Union is federally insured by the National Credit Union Administration. If you have any questions or require current rate information please call the credit union at 757-877-2444.

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