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Deposit Rates


1st Advantage FCU - Rates - Deposit Account

Deposit Accounts

Effective Date:
01/01/08
Dividend
Rate
Annual
Percentage Yield (A.P.Y)
Minimum
Deposit/Opening
Balances
Compounded/Credited
Average Daily Balance required to earn Dividends
Savings1.01%1.01%$5.00Quarterly/Quarterly$100.00
Basic CheckingN/AN/AN/AN/AN/A
Premier Checking0.75%0.75%NoneQuarterly/Quarterly$1000.00
Preferred Checking0.75%0.75%NoneQuarterly/Quarterly$1000.00
Christmas Club0.75%0.75%NoneQuarterly/Quarterly$100.00
Vacation Club0.75%0.75%NoneQuarterly/Quarterly$100.00
Junior Advantage1.01%1.01%$5.00Quarterly/Quarterly$5.00
Escrow0.75%0.75%NoneQuarterly/Quarterly$100.00
IRA Variable1.995%2.01%NoneQuarterly/Quarterly$100.00

Rates are subject to change at any time and are not guaranteed. Rate may change after the account is open. Fees may reduce the earnings on the account. For additional information on your account please see your Membership & Account Agreement This Credit Union is federally insured by the National Credit Union Administration. If you have any questions or require current rate information please call the credit union at .

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1st Advantage FCU - Rates - Share Certificates

Share Certificates

Effective Date: 05/01/2008$500 Minimum Deposit Required

Share Certificates
Dividend Rate
Annual Percentage Yield (A.P.Y)
6 Month2.38%2.40%
11 Month*3.27%3.31%
12 Month2.68%2.71%
18 Month2.98%3.01%
24 Month2.92%2.95%
36 Month2.97%3.00%
40 Month Bump Rate**3.21%3.25%
48 Month3.02%3.05%
60 Month3.41%3.45%

* (minimum balance - $1,000)
** (minimum balance - $5,000) Member has option to bump up rate one time during term.

Dividends calculated on average daily balance and compounded quarterly. The rates listed are accurate and effective as of the date indicated above. Rates & terms are subject to change without notification. A penalty and/or account closure will be imposed for withdrawals before maturity. Fees may reduce earnings. For additional information on your account please refer to the Rate & Fee Schedule and/or Membership Disclosure. If you have any questions or require current rate information please call the Credit Union at (757) 877-2444. This Credit Union is federally insured by the National Credit Union Administration.


1st Advantage FCU - Rates - IRA Certificates

IRA Certificates

Effective Date: 05/01/2008$500 Minimum Deposit Required

IRA Certificates
Dividend Rate
Annual Percentage Yield (A.P.Y)
11 Month*3.27%3.31%
12 Month2.68%2.71%
18 Month2.98%3.01%
24 Month2.92%2.95%
36 Month2.97%3.00%
40 Month Bump Rate**3.21%3.25%
48 Month3.02%3.05%
60 Month3.41%3.45%

* (minimum balance - $1,000)
** (minimum balance - $5,000) Member has option to bump up rate one time during term.

Dividends calculated on average daily balance and compounded quarterly. The rates listed are accurate and effective as of the date indicated above. Rates & terms are subject to change without notification. A penalty and/or account closure will be imposed for withdrawals before maturity. Fees may reduce earnings. For additional information on your account please refer to the Rate & Fee Schedule and/or Membership Disclosure. If you have any questions or require current rate information please call the Credit Union at (757) 877-2444. This Credit Union is federally insured by the National Credit Union Administration.

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1st Advantage FCU - Rates - Money Market

Money Market

Effective Date: 4/25/07Minimum Balance to open $2,500.00

Daily Balance
Dividend Rate
Annual Percentage Yield (A.P.Y)

$1,000.00 - $2,499.990.40%0.40%
$2,500.00 - $9,999.991.73%1.75%
$10,000.00 - $24,999.992.23%2.25%
$25,000.00 - $74,999.992.47%2.50%
$75,000.00 and Up2.71%2.75%

For additional information on your account please see your Membership & Account Agreement. For additional information about fees please see the Rate & Fee Schedule. Rate may change after the account is open. Fees may reduce the earnings on the account. Effective April 25, 2007, accounts with an average daily balance less than $1,000.00 will not earn dividends for that period. This Credit Union is federally insured by the National Credit Union Administration. If you have any questions or require current rate information please call the credit union at 757-877-2444.

 
   
         
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