Share and IRA Certificate Rates

Share & IRA Certificates Dividend Rate Annual Percentage Yield (A.P.Y.)
6 Month (not available on IRA Certificates) 0.26% 0.26%
12 Month 0.36% 0.36%
23 Month 0.90%
24 Month
36 Month
40 Month*
48 Month
0.71% 0.71%
60 Month 1.11% 1.11%

*Member has option to bump up rate one time during term. Effective Date: 9/21/15. 

$500 Minimum balance to open for all shares except 23 Month ($1,000 Minimum) and 40 Month ($5,000 Minimum).

Dividends calculated on average daily balance and compounded quarterly. The rates listed are accurate and effective as of the date indicated above. Rates & terms are subject to change without notification. A penalty and/or account closure will be imposed for withdrawals before maturity. Fees may reduce earnings. For additional information on your account please refer to the Rate & Fee Schedule and/or Membership & Account Agreement. If you have any questions or require current rate information please call the Credit Union at 757-886-3333. 

 All branches will be closed on Thursday, November 26th in observance of Thanksgiving.


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Routing # 251480563  |  757-877-2444  |  800-359-7650

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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency.  NMLS #509408