|Share & IRA Certificates||Dividend Rate||Annual Percentage Yield (A.P.Y.)|
|6 Month (not available on IRA Certificates)||0.26%||0.26%|
*Member has option to bump up rate one time during term. Effective Date: 9/21/15.
$500 Minimum balance to open for all shares except 23 Month ($1,000 Minimum) and 40 Month ($5,000 Minimum).
Dividends calculated on average daily balance and compounded quarterly. The rates listed are accurate and effective as of the date indicated above. Rates & terms are subject to change without notification. A penalty and/or account closure will be imposed for withdrawals before maturity. Fees may reduce earnings. For additional information on your account please refer to the Rate & Fee Schedule and/or Membership & Account Agreement. If you have any questions or require current rate information please call the Credit Union at 757-886-3333.