Save with our limited time Auto Loan Special. 1A is offering rates as low as 3.99% APR^^ for 60 months on 2006, 2007, 2008, 2009 & 2010 vehicles.
| Effective Date: 8/10/2010 (Some limits on vehicles over 50,000 miles) | ||
| Type of Loan | Approx Term (Months) | Annual Percentage Rate (A.P.R) |
| Auto, Motorcycle and Boat Loans (mile restrictions apply) |
||
| Up to 24 months | 3.75%* | |
| Up to 48 months | 4.00%* | |
| Up to 60 months | 4.75%* | |
| Up to 72 months | 5.25%* | |
| Up to 84 months | 6.75%* | |
| Recreation Vehicles | ||
| Up to 60 months | 9.75%* | |
| Up to 84 months | 8.75%* | |
| Up to 180 months | 6.75%* | |
| Signature Loans | ||
| Up to 36 months | $1500 and up as low as 8.75%* | |
| Up to 36 months | $500 to $1500 as low as 11.00%* | |
| Secured Loans | ||
| Share Secured | 3% above Share Rate | |
| Certificate Secured | 2% above certificate rate. No discount on share secured/certificate rate. | |
| 50/50 Share Secured | Signature rate + share/cd loan rate divided by 2 = rate nearest 1/4 rate determined by beacon score | |
| Overdraft Line of Credit** | as low as 13.75% | |
| VISA Platinum Credit Cards | ||
| Without Rewards | as low as 7.75 | |
| With Rewards | as low as 9.75 | |
*"As low as" includes the maximum .25% discount available when using any of the following services: direct deposit of entire payroll or using Premier Checking.
** Product does not qualify for rate discount.
^Minimum financed amount required. Call for details.
^^Restrictions apply. Vehicle must have less than 75,000 miles. Not valid for refinancing of existing 1st Advantage auto loan. Contact us for details.
Special Note: Rates may be higher depending on Credit. Rates are subject to change without notice. Rates may vary based on loan term and/or credit worthiness. Terms and Conditions: All other information is detailed on the loans security agreement. Please contact the loan dept at 757-886-3337 for questions.
