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1st Advantage FCU - Rates - Loan Rates

Loan Rates

Effective Date: 05/01/2008(Subject to change without notice)

Type of Loan
Approx Term (Months)
Annual Percentage Rate (A.P.R)
New all 2007 & 2008 with
less than 5,000 miles
Up to 48 Months
Up to 66 Months
Up to 72 Months
Up to 84 Months
as low as 5.75%*
as low as 6.25%*
as low as 6.75%*
as low as 7.00%*
Used 2005 & 2006 also
2007 & 2008 with greater
than 5,001 miles
Up to 48 Months
Up to 66 Months
Up to 72 Months
Up to 84 Months
as low as 6.25%*
as low as 6.50%*
as low as 7.00%*
as low as 8.25%*
Used 2003-2004Up to 60 Monthsas low as 7.25%*
Used 2002 and OlderUp to 48 Monthsas low as 8.75%*
Signature LoanUp to 36 Months$500 to $1500 as low as 10.75%*
Signature LoanUp to 36 Months$1501 and more as low as 8.50%*
Certificate Secured Loan2% above Certificate Rate
Share Secured Loans3% above Share Rate
Stock Loans4.98% - Up to 75% of stocks current (low) market value as reported by the NYSE.
Overdraft Line of Creditas low as 13.75%

For additional information on rates please see the Loan Addendum.Special Note: Rates may be higher depending on Credit. Rates are subject to change without notice. Rates may vary based on loan term and/or credit worthiness. Terms and Conditions: All other information is detailed on the loans security agreement. Please contact the loan dept at 757-877-2444 ext. 3337 for questions.

*As low as includes the maximum .50% discount available when using any of the following services: 10% cash down payment based on auto purchase price, or direct deposit of entire payroll or 1st Advantage combined balances of greater than 10k in savings, money market or Share Certificates or with auto pay from active 1st Advantage checking account or using Auto Advantage or Premier Checking.

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1st Advantage FCU - Rates - VISA Credit Card Rates

VISA Credit Card Rates

Effective Date: 05/01/2008

Credit Card Type
Annual Percentage Rate
Grace Period to repay Purchases
Method used to Compute Purchase Balance
Annual Fee
Platinum Rewards Advantage VISAas low as 10.74%*25 DaysAverage Daily BalanceNone
Platinum Advantage VISAas low as 8.74%*25 DaysAverage Daily BalanceNone

For additional rate information please see the Loan Addendum. Please review your Visa Credit Card Agreement. All other information will be disclosed when you receive your card in the mail. Credit card information is accurate as of 02/01. Please contact the credit union at 757-877-2444 for changes.
* Variable rates effective November 9, 2007

 

   
         
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