space Home | Contact Us | Rates | Become a Member | Careers at 1A
1A Logo/Home
Advantagenet Login
space
Enroll NowLoginHelp
space
space space
Checking & Savings Business Services Loans & Mortgages Convenient Services Investment Services About Us
 
Loan Rates


Loan Rates

Effective Date: 09/1/2009(Subject to change without notice)

Type of Loan
Approx Term (Months)
Annual Percentage Rate (A.P.R)
New all 2009 & 2010 with
less than 5,000 miles
Up to 48 Months
Up to 66 Months
Up to 72 Months
Up to 84 Months
as low as 5.25%*
as low as 5.25%*
as low as 6.25%*
as low as 7.25%*
Used 2006 & 2007 also
2008 & 2009 with greater
than 5,001 miles
Up to 48 Months
Up to 66 Months
Up to 72 Months
Up to 84 Months
as low as 6.00%*
as low as 6.25%*
as low as 6.75%*
as low as 8.00%*
Used 2003-2005Up to 60 Monthsas low as 7.00%*
Used 2002 and OlderUp to 48 Monthsas low as 8.00%*
Signature LoanUp to 36 Months$500 to $1500 as low as 11.00%*
Signature LoanUp to 36 Months$1501 and more as low as 8.75%*
Certificate Secured Loan **2% above Certificate Rate
Share Secured Loans3% above Share Rate
Overdraft Line of Creditas low as 13.75%

For additional information on rates please see the Loan Addendum.Special Note: Rates may be higher depending on Credit. Rates are subject to change without notice. Rates may vary based on loan term and/or credit worthiness. Terms and Conditions: All other information is detailed on the loans security agreement. Please contact the loan dept at 757-877-2444 ext. 3337 for questions.

*As low as includes the maximum .25% discount available when using any of the following services: direct deposit of entire payroll or using Premier Checking
** Product does not qualify for rate discount.

^ Top of Page


VISA Credit Card Rates

Effective Date: 11/01/2009

Credit Card Type
Annual Percentage Rate
Grace Period to repay Purchases
Method used to Compute Purchase Balance
Annual Fee
Platinum Rewards Advantage VISAas low as 9.75%*25 DaysAverage Daily BalanceNone
Platinum Advantage VISAas low as 7.75%*25 DaysAverage Daily BalanceNone

For additional rate information please see the Loan Addendum. Please review your Visa Credit Card Agreement. All other information will be disclosed when you receive your card in the mail. Credit card information is accurate as of 02/01. Please contact the credit union at 757-877-2444 for changes.
* Variable rates effective November 9, 2007

 

   
         
  Equal Housing Logo
Checking & Savings | Business Services | Loans & Mortgages | Convenient Services | Investment Services
About Us | Contact Us | Rates | Locations | Calculators | Privacy | Disclosures
© 2009 1st Advantage Federal Credit Union - All rights reserved - Routing # 251480563
Click on the icon form more information  
 


We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government
by the NCUA (National Credit Union Administration), a U.S. Government Agency