Personal and Vehicle Loan Rates

Effective Date: 12/1/14
Type of Loan Approx Term (Months) Annual Percentage Rate (A.P.R) Take Action
Auto Refinance Special**
  Up to 72 months 1.74%^^
Auto, Motorcycle and Boat Loans
(mile restrictions apply)
  Up to 60 months 2.49%*
  Up to 75 months 3.00%*
  Up to 84 months 5.75%*
Recreation Vehicles
  Up to 59 months 5.99%*
  Up to 84 months 5.99%*
  Up to 180 months 5.49%*
Signature Loans
  Up to 84 months $500 and up - as low as 9.00%*
Secured Loans
Share Secured   3% above Share Rate
Certificate Secured   2% above certificate rate. No discount on Share/Certificate secured rate.
50/50 Share Secured  

Signature rate + Share/Certificate rate, divided by 2 = rate 

Determined by beacon score.

*"As low as" includes the maximum .25% discount available on direct deposit of entire payroll.

**Product does not qualify for rate discount.

^Minimum financed amount required. $50 minimum monthly payment. Call for details.

^^APR = Annual Percentage Rate. Restrictions apply. Not available on existing 1A auto loans. Maximum term of 72 months. Offer available on 2009-2014 vehicles with less than 75,000 miles and is a limited time offer. Contact 1st Advantage for details.

Special Note: Rates may be higher depending on Credit. Rates are subject to change without notice.


1st Advantage will close at 1pm on December 24th and will be closed December 25th in observance of the Christmas holiday.

More Options

Routing # 251480563  |  757-877-2444  |  800-359-7650

Find us on Facebook
Follow us on Twitter