Certificates offer secure and guaranteed growth at a fixed rate helping you save more. Choose from three great Certificate specials.

15-Month Certificate Special
Help us celebrate our 15th branch in the Hampton Roads area with a special 15-Month Certificate at 1.50% APY^. In order to qualify for the 15-Month Certificate at 1.50% APY^, you must open the account at the new Virginia Beach Town Center Branch, located at 4525 Columbus Street. Stop by to take advantage of this limited time offer!

Key Features:

 

18-Month Certificate Special
Start building your long-term savings quickly and easily with a 1.31% APY* Special 18-Month Certificate. Take advantage of this limited time offer today!

Key Features:

  • $500 minimum deposit
  • Competitive fixed rate** as high as 1.31% APY*
  • Dividends calculated on average daily balance and compounded quarterly


40-Month Certificate Special

Our 40- Month Certificate gives you the option for a one-time rate bump** during your certificate's term, penalty-free. It's a great combination of steady earnings and flexibility.

Lock in and bump up

  • $5,000 minimum deposit
  • Get a 1.41% APY**
  • Just let us know when you want to bump up your rate, with no penalty 

Open your certificate at any location or by contacting us.

^APY= Annual Percentage Yield. APY is accurate as of 9/1/17. $500 minimum balance to open. Dividends calculated on average daily balance and compounded quarterly. Rates and terms are subject to change without notification. APY includes 50 basis point increase for account opening at the Virginia Beach Town Center Branch. Cannot be combined with other offers. Contact 1st Advantage for details. Limited time offer.
*APY= Annual Percentage Yield. Dividends calculated on average daily balance and compounded quarterly. The rates listed are accurate and effective as of 9/6/17. $500 Minimum balance to open. Rates and terms are subject to change without notification. A penalty and/or account closure will be imposed for withdrawals before maturity. Fees may reduce earnings. Contact 1st Advantage for details.
**APY= Annual Percentage Yield accurate as of 9/1/17. Rates subject to change without notice. Minimum opening balance of $5,000 required. Early withdrawal penalty of 180 days of interest may be applied. Rate adjustment can be performed only once during certificate term. Bump feature does not auto-renew. Restrictions apply. Contact 1st Advantage for details.