Buying a home is one of life's greatest accomplishments. When planning to buy your home, it's easy to get swept up in all the paperwork and excitement of the home buying process.

However, when you’re house hunting—in Virginia or elsewhere—it's important to be alert and aware. You want to make sure you understand the ins and outs of the mortgage process to make the best financial decisions. 

To help you avoid undue stress during the homebuying process, we've compiled several resources and tips to answer your questions.

Find more information on:

  • The mortgage loan process

  • All the steps involved in obtaining a mortgage loan

  • Types of loans available from your mortgage lender

  • The true cost of homeownership.

With these resources on hand, you can be sure you're navigating the home buying process with all the information you need to make the right decisions.

For information on hard numbers, you can also use one of our calculators to answer some important financial questions:

Taking some of the uncertainty out of the mortgage loan process will help you feel better prepared to make this important and exciting financial decision. At 1st Advantage Federal Credit Union, our mission is to make you feel prepared for all of life's big monetary decisions.

When you're ready, give us a call at 757-877-2444 to apply for your mortgage loan or visit us at any of our 14 branches in Grafton, Yorktown, Hampton, Newport News, Fort Eustis, Gloucester, Richmond, Williamsburg, and Virginia Beach.


  • Ever wonder how the mortgage loan process works? Here is a brief overview of what to expect.

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    Follow this checklist to ensure you have everything you need to get the loan process started.

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  • This will help you select the right loan option that will fit your needs and budget.

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    Consider all of the extra expenses of owning a home before making the big purchase.

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