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Earn up to
$200*
cash back
No payments for
120
days*

Cash in on a better car loan!

You can save hundreds, even thousands of dollars over the life of your auto loan by refinancing with 1st Advantage. Need something more to get you in refinancing gear? For a limited time, you can earn $200* when you refinance your auto loan from another financial institution. Same car, better loan!


auto refi_web insert 200 b


More Reasons to Make the Switch:

  • No payments for 120 days*
  • Low monthly payments with competitive low rates
  • Fast and simple application process
  • No application fee
  • Loan coverage and warranty programs 


Smooth Handling
Think applying for a new loan is going to be a time-consuming hassle? Not so. We make the process easy with a simple application and a quick closing. After all, you'd rather be out there enjoying your car and the money you've saved.

Take Advantage Today.

Get up to speed.
(if Member)
I didn't realize how much of my car payment was going to interest. When a friend told me how good of an auto loan rate they were able to get at 1st Advantage I decided that maybe it was time I looked into refinancing. With my new lower interest rate, I'm paying off my loan so much faster!
— Jeff, member since 2017

Take The Next Steps with 1st Advantage

Got Questions?

Get Started!

*Receive a cash bonus when you refinance a loan from another financial institution with 1st Advantage. Cash bonuses are based on loan amount. Receive $200 for loan amounts of $25,000 or more; Receive $150 for loan amounts of $20,000 to $24,999.99; Receive $100 for loan amounts of $15,000 to $19,999.99; Receive $50 for loan amounts $5,000 to $14,999.99 Minimum loan amount must be over $5,000 to qualify for this offer. Only one incentive paid per loan and funds will be credited to the primary applicant’s savings account between 60-90 days of loan funding date. Existing 1st Advantage loans are not eligible for this offer. No payments for 120 days for credit scores 640+. Offer expires 11/30/2020. Contact 1st Advantage for details.