Open a Checking Account Today and Earn $200^ Cash or 4.00% APY*!

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Open a Checking Account

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Choose the offer that works best for you!

  • Earn
    $200 Cash^

    when you open a qualified checking account

  • Earn
    4.00% APY*

    when you open a High-Yield Checking Account*

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Earn $200^ cash when you open a qualified checking account

Open a qualified checking account that supports your lifestyle and aligns with your vision for the future. We offer several checking account options that provide convenience and access anytime. Choose between Preferred Checking, Premier Checking, or Free Advantage Checking and meet the following requirements to earn $200^:

  • Sign up for eStatements
  • Have a recurring direct deposit
  • Make purchase of $200^ or more using your 1st Advantage Debit Mastercard within the first 60 days of opening
Open Online

Open a Checking Account

Please choose one of the following options:

Questions?

Speak with a Representative

Chat online

Call us: 1 (800) 359-7650


Representatives are available 24/7 to assist you.

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Earn 4.00% APY* when you open a High-Yield Checking Account*

Enjoy the ease of a checking account coupled with the added advantage of a high-yield interest rate on qualified accounts, all without the burden of monthly maintenance fees. Make every dollar count. Qualified accounts earn up to 4.00% APY on balances up to $7,500 and 0.05% APY on balances over $7,500. Non-Qualified account balances earn 0.05% APY.

  • Qualified accounts must have 10 or more posted Debit Card transactions (excluding ATM transactions) per month
  • Be signed up to receive eStatements

 

Open Online

Open a Checking Account

Please choose one of the following options:

Questions?

Speak with a Representative

Chat online

Call us: 1 (800) 359-7650


Representatives are available 24/7 to assist you.

Prefer to Open Your Checking Account in Person?

Which Checking Account is best for you?

At 1st Advantage, our members donโ€™t just get the best products and services โ€” they get options too. Compare these great checking account options so you can choose the account that helps you achieve your goals.

Woman making a mobile deposit on her phone.

Free Advantage Checking

Best for someone who wants a totally free checking account.

โœ“ No Monthly Fee

โœ“ No Minimum Opening Deposit

โœ“ Free Debit Card with Card Alerts &ย 65,000+ Surcharge-Free ATMs**

โœ“ Direct Deposit with Early Pay up to Two Days Early

โœ“ Send & Receive Money withย Zelleยฎ

โœ“ Free Access to your Credit Score and Credit Report

โœ“ย Mobile Check Deposit

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Preferred Checking

Best for someone who wants the option to earn dividends and have added perks. Includes all of the advantages of Free Checking plus:

โœ“ No Monthly Fee with a $250 Average Daily Balance or $7 monthly fee applies

โœ“ Pays Dividends with $100 Average Daily Balance

โœ“ Everyday Rebates

โœ“ Bonus Travel

โœ“ My Concierge Service

โœ“ Accidental Death Insurance

โœ“ Card Patrol

โœ“ Identity Theft Insurance

โœ“ Extended Warranty and Purchase Price Protection

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Premier Checking

Best for someone who wants an account that pays dividends and has premier perks. Includes most of the advantages of Free Checking plus:

โœ“ $5 Monthly Fee

โœ“ Pays Dividends

โœ“ Online Savings

โœ“ Everyday Rebates

โœ“ Bonus Travel

โœ“ My Concierge Service

โœ“ Rx Advantage Card

โœ“ Accidental Death Insurance

โœ“ Card Patrol

โœ“ Identity Theft Insurance

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High-Yield Checking

Best for someone who wants a checking account and wants to earn substantial interest rates. Includes all of the advantages of Free Checking plus:

โœ“Qualified Accounts earn up to 4.00%^ APY^

Click here to learn more about 1st Advantage Checking Accounts.

Claim your special offer now!

Open Online

Open a Checking Account

Please choose one of the following options:

Questions?

Speak with a Representative

Chat online

Call us: 1 (800) 359-7650


Representatives are available 24/7 to assist you.

Disclosures

^Qualified checking accounts include Preferred Checking, Premier Checking, or Free Advantage Checking. One monthly recurring direct deposit required and sign up for eStatements required within 60 days of account opening. The account must remain open and in good standing for 90 days. If new account is closed within the first 90 days, there is a $15 early closing fee. Account will be reviewed once during a 60-90 day period to qualify for incentive. Incentive will be credited to the checking account 60-90 days after opening. This is a limited time offer and 1st Advantage reserves the right to cancel the promotion without notice.

*APY = Annual Percentage Yield. Qualified accounts earn up to 4.00% APY on balances up to $7,500 and 0.05% APY on balances over $7,500. Non-Qualified account balances earn 0.05% APY. Qualified accounts must have 10 or more posted Debit Card transactions (excluding ATM transactions) per month and eStatements. Failure to meet any one of these requirements during a calendar month will cause the account to default to the Non-Qualified account rate of 0.05% APY. APY as of 6/15/2024 and is subject to change. Dividends compounded monthly. No minimum balance to open. Fees may reduce earnings. This offer can be withdrawn at any time.

**Applicable at Co-Op, Allpoint, and 1st Advantage ATMs with 1st Advantage Debit Mastercard.