Open a Checking Account Today and Earn $200^ Cash or 4.00% APY*!
Choose the offer that works best for you!
-
Earn$200 Cash^
when you open a qualified checking account
-
Earn4.00% APY*
when you open a High-Yield Checking Account*
Earn $200^ cash when you open a qualified checking account
Open a qualified checking account that supports your lifestyle and aligns with your vision for the future. We offer several checking account options that provide convenience and access anytime. Choose between Preferred Checking, Premier Checking, or Free Advantage Checking and meet the following requirements to earn $200^:
- Sign up for eStatements
- Have a recurring direct deposit
- Make purchase of $200^ or more using your 1st Advantage Debit Mastercard within the first 60 days of opening
Earn 4.00% APY* when you open a High-Yield Checking Account*
Enjoy the ease of a checking account coupled with the added advantage of a high-yield interest rate on qualified accounts, all without the burden of monthly maintenance fees. Make every dollar count. Qualified accounts earn up to 4.00% APY on balances up to $7,500 and 0.05% APY on balances over $7,500. Non-Qualified account balances earn 0.05% APY.
- Qualified accounts must have 10 or more posted Debit Card transactions (excluding ATM transactions) per month
- Be signed up to receive eStatements
Prefer to Open Your Checking Account in Person?
Which Checking Account is best for you?
At 1st Advantage, our members donโt just get the best products and services โ they get options too. Compare these great checking account options so you can choose the account that helps you achieve your goals.
Free Advantage Checking
Best for someone who wants a totally free checking account.
โ No Monthly Fee
โ No Minimum Opening Deposit
โ Free Debit Card with Card Alerts &ย 65,000+ Surcharge-Free ATMs**
โ Direct Deposit with Early Pay up to Two Days Early
โ Send & Receive Money withย Zelleยฎ
โ Free Access to your Credit Score and Credit Report
โย Mobile Check Deposit
Preferred Checking
Best for someone who wants the option to earn dividends and have added perks. Includes all of the advantages of Free Checking plus:
โ No Monthly Fee with a $250 Average Daily Balance or $7 monthly fee applies
โ Pays Dividends with $100 Average Daily Balance
โ Everyday Rebates
โ Bonus Travel
โ My Concierge Service
โ Accidental Death Insurance
โ Card Patrol
โ Identity Theft Insurance
โ Extended Warranty and Purchase Price Protection
Premier Checking
Best for someone who wants an account that pays dividends and has premier perks. Includes most of the advantages of Free Checking plus:
โ $5 Monthly Fee
โ Pays Dividends
โ Online Savings
โ Everyday Rebates
โ Bonus Travel
โ My Concierge Service
โ Rx Advantage Card
โ Accidental Death Insurance
โ Card Patrol
โ Identity Theft Insurance
High-Yield Checking
Best for someone who wants a checking account and wants to earn substantial interest rates. Includes all of the advantages of Free Checking plus:
โQualified Accounts earn up to 4.00%^ APY^
Click here to learn more about 1st Advantage Checking Accounts.
Disclosures
^To be eligible for the $200 cash bonus, you must open a Premier, Preferred, or Free Checking Account, sign up for eStatements, have one monthly recurring direct deposit going into your Checking Account, and spend $200 or more using your 1st Advantage Debit Mastercard within 60 days of account opening. The account must remain open and in good standing for 90 days. If new account is closed within the first 90 days, there is a $15 early closing fee. Account will be reviewed once during a 60-90 day period to qualify for incentive. Incentive will be credited to the checking account 60-90 days after opening. This is a limited time offer and 1st Advantage reserves the right to cancel the promotion without notice.
*APY = Annual Percentage Yield. Qualified accounts earn up to 4.00% APY on balances up to $7,500 and 0.05% APY on balances over $7,500. Non-Qualified account balances earn 0.05% APY. Qualified accounts must have 10 or more posted Debit Card transactions (excluding ATM transactions) per month and eStatements. Failure to meet any one of these requirements during a calendar month will cause the account to default to the Non-Qualified account rate of 0.05% APY. APY as of 6/15/2024 and is subject to change. Dividends compounded monthly. No minimum balance to open. Fees may reduce earnings. This offer can be withdrawn at any time.
**Applicable at Co-Op, Allpoint, and 1st Advantage ATMs with 1st Advantage Debit Mastercard.