Lift Your Savings Higher
High-Yield Savings
Discover the benefits of High-Yield Savings
At 1st Advantage, your money works harder for you. Our High-Yield Savings Account offers an exceptional interest rate—without the burden of monthly maintenance fees. Help your savings reach new heights.
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Earn up to2% APY*
on average daily balances up to $50,000
High-Yield Saving Account Benefits Include
Grow your savings faster
Insured by the NCUA
Convenient access to your funds
No monthly maintenance fee
Watch your savings grow faster with our High-Yield Savings Account—designed to help you earn more while keeping your money easily accessible. Qualified accounts earn up to 2.00% APY* on balances up to $50,000 and 0.05% APY* on balances over $50,000, simply by setting up direct deposit to any 1st Advantage checking account each month. Enjoy peace of mind knowing your funds are insured by the NCUA, plus there are no monthly maintenance fees and your dividends are compounded monthly to help your balance grow even more. With just a $100 minimum average daily balance, it’s easy to start saving smarter and reaching your goals faster.
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Account |
Dividend |
APY* |
Opening Balance |
Compounded/Credited |
Average Daily Balance |
|---|---|---|---|---|---|
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*APY = Annual Percentage Yield. Qualified accounts earn up to 2.00% APY on balances up to $50,000 and 0.05% APY on balances over $50,000. Non-Qualified account balances earn 0.05% APY. Qualified accounts must have direct deposit to any 1st Advantage checking account each month. Failure to meet this qualification during a month will cause the account to default to the Non-Qualified account rate of 0.05% APY. APY as of 11/6/2025 and is subject to change. $100 minimum average daily balance to earn dividends. Dividends compounded monthly. Limit one (1) High-Yield Savings account per member. No minimum balance to open. Fees may reduce earnings. This offer can be withdrawn at any time. Rates subject to change. Insured by NCUA. |
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Account High-Yield Savings |
Dividend up to 1.982% |
APY* 2.00%* |
Opening Balance None |
Compounded/Credited Monthly |
Average Daily Balance $100 |
Get Started Today!
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Build an emergency fund for unexpected expenses.
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Save for future goals like vacations, home projects, or education.
With your money insured and separated from everyday spending, a savings account makes it easier to manage your finances, stay prepared, and reach what matters most to you.