Lift Your Savings Higher

High-Yield Savings

Open an Account

Open an Account

Please choose one of the following options:

Questions?

Speak with a Representative

Chat online

Call us: 1 (800) 359-7650


Representatives are available 24/7 to assist you.

Discover the benefits of High-Yield Savings

At 1st Advantage, your money works harder for you. Our High-Yield Savings Account offers an exceptional interest rate—without the burden of monthly maintenance fees. Help your savings reach new heights.

  • Earn up to
    2% APY*

    on average daily balances up to $50,000

High-Yield Saving Account Benefits Include

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Grow your savings faster

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Insured by the NCUA

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Convenient access to your funds

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No monthly maintenance fee

Watch your savings grow faster with our High-Yield Savings Account—designed to help you earn more while keeping your money easily accessible. Qualified accounts earn up to 2.00% APY* on balances up to $50,000 and 0.05% APY* on balances over $50,000, simply by setting up direct deposit to any 1st Advantage checking account each month. Enjoy peace of mind knowing your funds are insured by the NCUA, plus there are no monthly maintenance fees and your dividends are compounded monthly to help your balance grow even more. With just a $100 minimum average daily balance, it’s easy to start saving smarter and reaching your goals faster.

High-Yield Savings

Account

Dividend

APY*

Opening Balance

Compounded/Credited

Average Daily Balance

*APY = Annual Percentage Yield. Qualified accounts earn up to 2.00% APY on balances up to $50,000 and 0.05% APY on balances over $50,000. Non-Qualified account balances earn 0.05% APY. Qualified accounts must have direct deposit to any 1st Advantage checking account each month. Failure to meet this qualification during a month will cause the account to default to the Non-Qualified account rate of 0.05% APY. APY as of 11/6/2025 and is subject to change. $100 minimum average daily balance to earn dividends. Dividends compounded monthly. Limit one (1) High-Yield Savings account per member. No minimum balance to open. Fees may reduce earnings. This offer can be withdrawn at any time. Rates subject to change. Insured by NCUA.

Account

High-Yield Savings

Dividend

up to 1.982%

APY*

2.00%*

Opening Balance

None

Compounded/Credited

Monthly

Average Daily Balance

$100

Get Started Today!

  • Build an emergency fund for unexpected expenses.

  • Save for future goals like vacations, home projects, or education.

With your money insured and separated from everyday spending, a savings account makes it easier to manage your finances, stay prepared, and reach what matters most to you.

Open a High-Yield Savings Account

Open a Savings Account

Please choose one of the following options:

Questions?

Speak with a Representative

Chat online

Call us: 1 (800) 359-7650


Representatives are available 24/7 to assist you.