A Mortgage Experience Built Around You
Whether you’re buying your first home, refinancing, or planning your next move, Jim Fagan and 1st Advantage are here to help you navigate the mortgage process with confidence and clarity. With a commitment to exceptional service and a passion for helping people achieve their homeownership goals, we’ll make financing understandable and tailored to your needs.
Advantages of a Home Loan with 1st Advantage
Our fast, convenient application and quick closing process make getting in the door of your new home easy.
Award-Winning Mortgage Process
We’re seasoned pros in the industry, which means we know how to get you from pre-approval to picking up your keys.
Mortgage Options to Meet Your Needs
We offer a variety of mortgage options and will help you choose the best fit for you: Conventional, ARM, First-Time Homebuyers, FHA, VA, and Professional Mortgages.
A Specialty Built Around Serving Professionals
Every mortgage professional develops areas of expertise. For Jim, that specialty is Professional Mortgages. Over the years, Jim has helped countless professionals navigate the home financing process while balancing the demands of their careers. His experience with specialized lending programs and unique borrower profiles enables him to provide knowledgeable guidance and personalized solutions tailored to the needs of today’s professionals.
What is a Professional Mortgage?
Professional Mortgage programs are built with the unique needs of licensed professionals in mind. Whether you’re just beginning your career or establishing yourself in your field, these specialized financing options recognize that significant student loan debt often accompanies strong long-term earning potential. By considering factors beyond traditional mortgage guidelines, qualified professionals may have access to benefits such as low down payment options and more flexible qualification criteria, helping make homeownership more attainable as you build your future.
How Do You Qualify?
Occupations that qualify for a Professional Mortgage include:
- Licensed residents
- MD, DO, DPM, DD, NP, PA
- Pharmacists
- Veterinarians
- Attorneys
- Certified Public Accountants (CPA)
Key Benefits
Between a large student loan balance and just starting your career, buying a home can seem like a long shot. At 1st Advantage, we can help you close the gap between your earning potential and homeownership. Our Professional Mortgage program offers:
- 0% down payment up to $1 million
- No private mortgage insurance (PMI)
- No income limitations
- Competitive interest rates
Ready to Get Started?
Connect with Jim today to discuss your home financing goals, ask questions, and discover the mortgage options available to you.
