Preferred Checking

This account is a great fit for members that keep at least a $250 balance in their account. By maintaining this low minimum balance, they will avoid the $7 monthly fee while receiving dividends on balances of $500 or more. These account holders will also receive great security benefits and everything the Free Checking Account members receive.

Our Preferred Checking account offers a great deal of features including several great security benefits.

You can transfer funds to and from this account using our free convenient services including Call-A-Teller, Online Banking as well as using any of the over 65,000 Free ATMs*.

Checking Account Features

  • Direct Deposit
  • Free Online Banking
  • Advantage Financial Services
  • Free Call-A-Teller
  • Courtesy Pay**
  • Free Bill Pay with e-Statements***

Financial Advantages

  • VISA Debit Card With No Fee
  • $250 Minimum Balance
  • Overdraft Protection

Security Advantages

  • Payment Card Protection
  • Purchase Protection and Extended Warranty
  • $2,500 Identity Theft Insurance

Enjoy added security for all your online VISA card purchases with Verified by VISA.

Note: With VISA Debit Card, you can shop anywhere with absolutely no risk.  Learn more about VISA's Zero Liability policy.

Call 757-886-3333 Monday - Friday, 8:30am - 5:30pm to apply


*Applicable at CO-OP, Allpoint, and 1st Advantage ATMs with our VISA Debit Card.
**A fee of $29 will be assessed to your account for overdrafts caused by check, ATM withdrawals or other electronic means.  You have 30 days from the date of the first negative transaction to bring you account to a positive balance.  Whether your overdrafts will be paid is discretionary and we reserve the right not to pay.  You may be disqualified from the program if: 1. Your account has been overdrawn for 30 days or more 2. You are past due on a loan or obligation with the Credit Union 3. Your account is subject to a legal or administrative order or levy 4. Your account has been closed.
*** Bill Pay is free when you sign up to receive e-Statements.

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Routing # 251480563  |  757-877-2444  |  800-359-7650

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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency.  NMLS #509408