USDA Mortgages

Purchase your first home with confidence
It’s your Advantage

1st Advantage is a Participating Lender in the USDA Program

1st Advantage has partnered with the United States Department of Agriculture (USDA) to offer our members an array of loan options for home buyers in eligible rural and sometimes suburban areas.

We Make It Easy For First-Time Homebuyers

We understand that buying a home is stressful and it can be hard to come up with the money you need for a downpayment. That is why our USDA Homebuyers Loan typically requires little to no downpayment option and more. Qualification requirements vary by location, household size, and income.

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Low & No Downpayment Options

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Local Processing & Support

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Flexible Income & Credit Guidelines

Estimate your monthly mortgage payment

Enter a total loan amount and planned down payment into this calculator to estimate your monthly mortgage payment.

Calculated payments shown are for estimation purposes only. Actual loan payment amount will be disclosed at loan closing and may differ slightly.

Start the Homebuying Process with 1st Advantage

Our friendly mortgage professionals are here to help. Contact us to get started today.

Alicia Bowen Headshot

Alicia Bowen

Mortgage Sales Manager

NMLS #305735

Ready To Buy Your New Home?

We’ll help you achieve your home buying dreams from start to finish.

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