USDA Mortgages
Purchase your first home with confidence It’s your Advantage
1st Advantage is a Participating Lender in the USDA Program
1st Advantage has partnered with the United States Department of Agriculture (USDA) to offer our members an array of loan options for home buyers in eligible rural and sometimes suburban areas.
We Make It Easy For First-Time Homebuyers
We understand that buying a home is stressful and it can be hard to come up with the money you need for a downpayment. That is why our USDA Homebuyers Loan typically requires little to no downpayment option and more. Qualification requirements vary by location, household size, and income.
Low & No Downpayment Options
Local Processing & Support
Flexible Income & Credit Guidelines
Estimate your monthly mortgage payment
Enter a total loan amount and planned down payment into this calculator to estimate your monthly mortgage payment.
Calculated payments shown are for estimation purposes only. Actual loan payment amount will be disclosed at loan closing and may differ slightly.
Let’s Get You Home
Our Award-Winning Mortgage Team
Our friendly mortgage professionals are here to help. Contact us to get started today.
Ready To Buy Your New Home?
We’ll help you achieve your home buying dreams from start to finish.