VHDA Mortgages
Purchase your first home with confidence It’s your Advantage
1st Advantage is a Participating Lender in the VHDA Program
1st Advantage has partnered with the Virginia Housing & Development Authority (VHDA) to offer our members an array of loan options for first-time home buyers.
We Make It Easy For First-Time Homebuyers
We understand that buying a home is stressful and it can be hard to come up with the money you need for a downpayment. That is why our VHDA First-Time Homebuyers Loan typically requires little to no downpayment option and more.
Great for First-Time Homebuyers
Low & No Downpayment Options
Flexible Income & Credit Guidelines
Estimate your monthly mortgage payment
Enter a total loan amount and planned down payment into this calculator to estimate your monthly mortgage payment.
Calculated payments shown are for estimation purposes only. Actual loan payment amount will be disclosed at loan closing and may differ slightly.
Start the Homebuying Process with 1st Advantage
Our friendly mortgage professionals are here to help. Reach out to our Mortgage Specialist Alicia Bowen to get started today.
Alicia Bowen
NMLS #305735
Ready To Buy Your New Home?
We’ll help you achieve your home buying dreams from start to finish.