Money Market Accounts

Do you want easy access to your funds while earning the highest possible dividends and remaining federally insured? A Money Market Account from 1st Advantage is just what you are looking for.

Tiered Money Market

This account has a tiered rate structure which simply means, the higher the balance the higher the rate. With a minimum opening deposit of $2,500, you will be on your way to higher dividends without term restrictions. Access to the funds in this account couldn't be easier.

You can transfer funds to and from this account using our FREE convenient services, including Call-A-Teller and Advantagenet.

We make it convenient to access your funds by giving you your first box of checks for FREE.

  • The higher the deposit, the higher the dividend rate
  • Minimum opening balance is $2,500
  • 6 free withdrawals per month

Member Rewards Money Market

Earn even more on your Money Market return if you have an active 1st Advantage Checking Account or loan balances with us that total $25,000 or more (including Business Accounts). Plus, there's no minimum balance requirement for our Member Rewards Money Market account.

An "active" account constitutes having 10 VISA Debit Card transactions or at least two Bill Pay transactions each month.  An Active account may also consist of $25,000 in loan balances of any 1st Advantage loans (excluding a first mortgage), including:

  • Personal Loans
  • Home Equity Lines of Credit
  • Overdraft Lines of Credit
  • Auto, Boat, Recreational Vehicle, Motorcycle Loans
  • Secured Loans
  • VISA Credit Card balances
With Member Rewards Money Market, you'll also enjoy the ability to withdraw or transfer funds up to six times per month. And if there comes a time when you no longer qualify, your rate automatically adjusts to the standard Member Rewards Money Market Rate.

To open a Money Market account call 757-886-3333 or Apply Now.


All 1st Advantage branches & drive-thru's are closing at 5:00 p.m. today, February 12. The NWS branch is currently closed due to a base closure.

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Routing # 251480563  |  757-877-2444  |  800-359-7650

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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the NCUA (National Credit Union Administration), a U.S. Government Agency.  NMLS #509408