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Auto Loan Refinancing

Your Advantage

Great Virginia auto loan rates.

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Open an Account FIX BUTTON

Auto Refinancing Made Simple

Leave those budget breaking monthly payments in your rearview mirror!


Rates As Low As

2.49 %
APR*

Cash Bonus Of

$200*

No Payments For

90 Days*

 

APPLY NOW

Move Your Auto Loan to 1st Advantage & Save!

With competitive rates, flexible terms and low monthly payments it’s never been a better time to refinance your auto loan. You can save hundreds, even thousands of dollars over the life of your auto loan by moving it to 1st Advantage. Use promo code AUTO50!

Added Benefits of Refinancing

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Low Monthly Payments
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Low Rates
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Fast Application Process
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No Application Fee
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100% Financing
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Start Saving

Auto Loan Calculator

Est. Monthly Payment: 0

Auto Refinance Rates

  • Up to
    48 Months
    2.49%*
  • Up to
    60 Months
    2.99%*
  • Up to
    66 Months
    2.99%*
  • Up to
    75 Months
    3.24%*
  • Up to
    84 Months
    4.34%*
  • Up to
    96 Months
    6.99%*

*APR = Annual Percentage Rate. Rates effective as of 6/17/2022. Other terms available. Minimum financed amount required. Minimum monthly payment required. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Listed Auto Loan rates include .25% discount with auto pay setup and .25% discount for refinancing. Receive a cash bonus when you refinance a loan from another financial institution with 1st Advantage. Cash bonuses are based on loan amount. Receive $200 for loan amounts of $25,000 or more; Receive $150 for loan amounts of $20,000 to $24,999.99; Receive $100 for loan amounts of $15,000 to $19,999.99; Receive $50 for loan amounts $5,000 to $14,999.99 Minimum loan amount must be over $5,000 to qualify for this offer. Only one incentive paid per loan and funds will be credited to the primary applicant’s savings account between 60-90 days of loan funding date. All loan and deposit accounts must be in good standing to receive incentive. Existing 1st Advantage loans are not eligible for this offer. No payments for 90 days for credit scores 640+. Contact 1st Advantage for details. 

 

APPLY NOW

 

 

“Been a member since 2006. Always exceptional customer service. They  take into consideration al aspects of your financial life to help you get what you need. From a car or personal loan to a credit card or mortgage.”

- Miss B.




*Receive a cash bonus when you refinance a loan from another financial institution with 1st Advantage. Cash bonuses are based on loan amount. Receive $200 for loan amounts of $25,000 or more; Receive $150 for loan amounts of $20,000 to $24,999.99; Receive $100 for loan amounts of $15,000 to $19,999.99; Receive $50 for loan amounts $5,000 to $14,999.99 Minimum loan amount must be over $5,000 to qualify for this offer. Only one incentive paid per loan and funds will be credited to the primary applicant’s savings account between 60-90 days of loan funding date. All loan and deposit accounts must be in good standing to receive incentive. Existing 1st Advantage loans are not eligible for this offer. No payments for 90 days for credit scores 640+. Contact 1st Advantage for details.


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1st Advantage Federal Credit Union

Bank in Virginia with 1st Advantage Federal Credit Union and enjoy quality personal and business banking services including checking, savings, mortgages, business loans and more. Visit a conveniently located branch in Grafton, VA, Yorktown, VA, Hampton, VA, Newport News, VA, Fort Eustis, VA, Gloucester, VA, Richmond, VA, Williamsburg, VA, or Virginia Beach, VA.

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Key Advantages

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Key Advice

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Equal Housing Lender, National Credit Union Association

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Lender, National Credit Union Association

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

*APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.

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