Auto Loan Calculator
Est. Monthly Payment: 0
★★★★★
“Excellent experience on auto refinancing; the staff is friendly and competent. Job well done, I am very pleased. Thanks!”
- Mark, in Newport News
★★★★★
“I have been a member of 1st Advantage Federal Credit Union for a long time and have been very happy with their service. I have financed numerous vehicles with them, and they provide good rates and services in the entire process. If I ever leave the area I will continue to bank with 1st Advantage Credit Union because I have been completely satisfied.”
- Richard, in Gloucester
*APR = Annual Percentage Rate. Rates effective as of 5/8/2023. Other terms available. Minimum financed amount required. Minimum monthly payment required. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Listed Auto Loan rates include .25% discount with auto pay setup and .50% discount for refinancing. Receive a cash bonus when you refinance a loan from another financial institution with 1st Advantage. Cash bonuses are based on loan amount. Receive $200 for loan amounts of $25,000 or more; Receive $150 for loan amounts of $20,000 to $24,999.99; Receive $100 for loan amounts of $15,000 to $19,999.99; Receive $50 for loan amounts $5,000 to $14,999.99 Minimum loan amount must be over $5,000 to qualify for this offer. Only one incentive paid per loan and funds will be credited to the primary applicant’s savings account between 60-90 days of loan funding date. All loan and deposit accounts must be in good standing to receive incentive. Existing 1st Advantage loans are not eligible for this offer. No payments for 90 days for credit scores 640+. Contact 1st Advantage for details.
^APR = Annual Percentage Rate. Rates and terms based on credit criteria. Credit restrictions apply. Rates as low as 4.75% APR for up to 75 months assumes excellent credit. Minimum credit score of 640 required to qualify for promotion. Vehicle must be a 2020 or newer. Existing 1st Advantage loans are not eligible for refinance. Payment example: $25,000 loan amount for 75 months at 4.75% APR = estimated monthly payment of $388.00. Not valid with any other offer. Maximum interest rate is 17.95%. The minimum refinance loan amount is $5,000. Review your existing loans carefully to borrow the exact amount you need. Fixed-Rate Loans: The interest rate charged, and the annual percentage rate are constant for the life of the loan. 1st Advantage reserves the right to cancel this promotion at any time. Contact 1st Advantage for details.