At 1st Advantage, we offer personal loans that are designed to fit your needs. Whether you're planning a fall stay-cation, need money for school expenses, money to consolidate debt, or need a little extra cash for an unforeseen event, we're here to help! Applying is fast and easy, and you can enjoy a fixed monthly payment at a competitive rate.


Personal Loan Special: As low as 6.99% APR* for 60 months!

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Signature Lines of Credit

  • Unsecured loan with a $500 minimum borrowing amount
  • Terms up to 60 months

Overdraft Line of Credit

A convenient line of credit, Overdraft Protection can be used as a quick source of funds to cover overdrafts on your Checking Account. You'll only pay interest on the amount used on this open-ended line of credit.

Savings and Certificate Secured Loans

This is a great option to help you build your credit or make a purchase without dipping into your savings. Fully secured by your Savings or Certificate balances. This loan traditionally offers borrowers a lower rate.

  • Borrow up to 100% of your Share savings or Certificate account balances
  • Accounts continue to earn dividends while used as collateral
  • Terms up to 12 years



*APR = Annual Percentage Rate. Rate based on loan amount, term and credit history. Rates range from 6.99% APR - 17.95% APR and terms range from 1 – 84 months. A loan amount of $15,000 for 60 months at 6.99% APR has a payment of $296.95. Total interest cost for the life of the loan would be $2,816.83. Rates and terms are subject to change without notice. 1st Advantage reserves the right to cancel this promotion at any time. Contact 1st Advantage for details.