At 1st Advantage, we offer personal loans that are designed to fit your needs. Whether you need some extra cash to keep on-hand, money to consolidate debt, or anything in between, we're here to help!  Applying is fast and easy, and you can enjoy a fixed monthly payment at a competitive rate.


Personal Loan Special: As low as 8.99% APR* for 84 months!

Personal Loan Special web_box

Signature Lines of Credit

  • Unsecured loan with a $500 minimum borrowing amount
  • Terms up to 84 months

Overdraft Line of Credit

A convenient line of credit, Overdraft Protection can be used as a quick source of funds to cover overdrafts on your Checking Account. You'll only pay interest on the amount used on this open-ended line of credit.

Savings and Certificate Secured Loans

This is a great option to help you build your credit or make a purchase without dipping into your savings. Fully secured by your Savings or Certificate balances. This loan traditionally offers borrowers a lower rate.

  • Borrow up to 100% of your Share savings or Certificate account balances
  • Accounts continue to earn dividends while used as collateral
  • Terms up to 12 years



*APR = Annual Percentage Rate. Rate based on loan amount, term and credit history. Rates range from 8.99% APR - 17.95% APR and terms range from 1 – 84 months. A loan amount of $15,000 for 60 months at 8.99% APR has a payment of $311.30. Total interest cost for the life of the loan would be $3,678.15. Rates and terms are subject to change without notice. 1st Advantage reserves the right to cancel this promotion at any time. Contact 1st Advantage for details.