Your goals are unique, and we take time to understand them before offering the Personal Loan that's ideal for you. We have various lending options that can provide the funding you need to consolidate debt, make important purchases and more.

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Signature Lines of Credit

  • Unsecured loan with a $500 minimum borrowing amount
  • No payments for up to 120 days
  • Terms up to 60 months
  • Applicant must have been credit worthy prior to the recent Covid-19 crisis

Overdraft Line of Credit

A convenient line of credit, Overdraft Protection can be used as a quick source of funds to cover overdrafts on your Checking Account. You'll only pay interest on the amount used on this open-ended line of credit.

Savings and Certificate Secured Loans

This is a great option to help you build your credit or make a purchase without dipping into your savings. Fully secured by your Savings or Certificate balances. This loan traditionally offers borrowers a lower rate.

  • Borrow up to 100% of your Share savings or Certificate account balances
  • Accounts continue to earn dividends while used as collateral
  • Terms up to 12 years

*APR = Annual Percentage Rate. Rate and term decided on credit score. Contact 1st Advantage for details.