Your goals are unique, and we take time to understand them before offering the Personal Loan that's ideal for you. We have various lending options that can provide the funding you need to consolidate debt, make important purchases and more.
Signature Lines of Credit
- Unsecured loan with a $500 minimum borrowing amount
- Terms up to 60 months
Overdraft Line of Credit
A convenient line of credit, Overdraft Protection can be used as a quick source of funds to cover overdrafts on your Checking Account. You'll only pay interest on the amount used on this open-ended line of credit.
Savings and Certificate Secured Loans
This is a great option to help you build your credit or make a purchase without dipping into your savings. Fully secured by your Savings or Certificate balances. This loan traditionally offers borrowers a lower rate.
- Borrow up to 100% of your Share savings or Certificate account balances
- Accounts continue to earn dividends while used as collateral
- Terms up to 12 years
*APR = Annual Percentage Rate. 60-month term maximum. Amount up to $15,000 and rate as low as 5.99% APR for credit scores of 720+; other special rates available for credit scores of 640+. A $15,000 loan amount for 60 months at 5.99% APR would be 60 payments of $289.92.