At 1st Advantage, we offer personal loans that are designed to fit your needs. Whether you're planning a stay-cation, need money for school expenses, money to consolidate debt, or need a little extra cash for an unforeseen event, we're here to help! Applying is fast and easy, and you can enjoy a fixed monthly payment at a competitive rate.
Signature Lines of Credit
- Unsecured loan with a $500 minimum borrowing amount
- Terms up to 60 months
Overdraft Line of Credit
A convenient line of credit, Overdraft Protection can be used as a quick source of funds to cover overdrafts on your Checking Account. You'll only pay interest on the amount used on this open-ended line of credit.
Savings and Certificate Secured Loans
This is a great option to help you build your credit or make a purchase without dipping into your savings. Fully secured by your Savings or Certificate balances. This loan traditionally offers borrowers a lower rate.
- Borrow up to 100% of your Share savings or Certificate account balances
- Accounts continue to earn dividends while used as collateral
- Terms up to 12 years
*APR = Annual Percentage Rate. Rate based on loan amount, term and credit history. Rates range from 5.99% APR - 17.95% APR and terms range from 1 – 84 months. A loan amount of $15,000 for 60 months at 5.99% APR has a payment of $292.00. Total interest cost for the life of the loan would be $2,424.71. Rates and terms are subject to change without notice. 1st Advantage reserves the right to cancel this promotion at any time. Contact 1st Advantage for details.