The emotional weight of debt can be overwhelming, but our debt consolidation may be able to reduce the burden and even save you money. You can get great rates, flexible terms, and a fixed monthly payment you can afford. Get started today!

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Signature Lines of Credit

  • Unsecured loan with a $500 minimum borrowing amount
  • Terms up to 84 months

Overdraft Line of Credit

A convenient line of credit, Overdraft Protection can be used as a quick source of funds to cover overdrafts on your Checking Account. You'll only pay interest on the amount used on this open-ended line of credit.

Savings and Certificate Secured Loans

This is a great option to help you build your credit or make a purchase without dipping into your savings. Fully secured by your Savings or Certificate balances. This loan traditionally offers borrowers a lower rate.

  • Borrow up to 100% of your Share savings or Certificate account balances
  • Accounts continue to earn dividends while used as collateral
  • Terms up to 12 years

*APR = Annual Percentage Rate. Rate based on loan amount, term and credit history. Rates range from 10.95% APR - 17.95% APR and terms range from 1 – 84 months. A loan amount of $15,000 for 60 months at 10.95% APR has a payment of $325.76. Total interest cost for the life of the loan would be $4,545.75. Rates and terms are subject to change without notice. 1st Advantage reserves the right to cancel this promotion at any time. Contact 1st Advantage for details.