It's time to get a better deal on a car loan. Whether you're purchasing a vehicle or refinancing a loan, we make the process easy with a simple application and a quick closing. After all, you'd rather be out there enjoying your car and the money you've saved.

Burn rubber, not cash

  • Low monthly payments with competitive rates
  • No payment for 90 days*
  • No application fee or prepayment penalty
  • Check out our Auto Protection & Programs

Already have an auto loan?

You can save hundreds, even thousands of dollars over the life of your auto loan by refinancing with 1st Advantage.

Benefits of Refinancing with 1st Advantage:

  • No payments for 90 days*
  • Low monthly payments with competitive rates
  • Fast and simple application process
  • No application fee 

Don’t overpay for your next car

Start your next car search—for a new or used vehicle—with 1st Advantage's Car Buying Service powered by TrueCar. This online service makes car buying easier and friendlier, a no-hassle buying experience that guarantees you savings on your vehicle purchase price so you don't overpay. 

* Not valid on existing 1st Advantage auto loan. Limitations apply. Contact 1st Advantage for details.