It's time to get a better deal on a car loan. Whether you're purchasing a vehicle or refinancing a loan, we make the process easy with a simple application and a quick closing. After all, you'd rather be out there enjoying your car and the money you've saved. Affordable extended warranties and guaranteed asset protection (GAP) are also available.

All Auto Loans feature:

  • Low monthly payments with competitive rates
  • No payment for 90 days*
  • No application fee or prepayment penalty
  • Loan coverage and warranty programs
  • Check out our Auto Protection & Programs

Already have an auto loan?

You can save hundreds, even thousands of dollars over the life of your auto loan by refinancing with 1st Advantage. For a limited time, you can also earn up to $100^ when you move your auto loan to 1st Advantage. 
Move your Auto loan, earn up to $100

Benefits of Refinancing with 1st Advantage:

  • Earn up to $100^
  • No payments for 90 days*
  • Low monthly payments with competitive rates
  • Fast and simple application process
  • No application fee 

Don’t overpay for your next car

Start your next car search—for a new or used vehicle—with 1st Advantage's Car Buying Service powered by TrueCar. This online service makes car buying easier and friendlier, a no-hassle buying experience that guarantees you savings on your vehicle purchase price so you don't overpay. 
* Limitations apply. Contact 1st Advantage for details.
^ Receive $100 cash when you refinance a loan from another financial institution of  $20,000 or more with 1st Advantage. Receive $50 cash when you refinance a loan from another financial institution under $20,000 with 1st Advantage. Minimum loan amount must be over $5,000 to qualify for this offer. Only one incentive paid per loan and funds will be credited to the primary applicant’s savings account between 60-90 days of loan funding date. Existing 1st Advantage loans are not eligible for this offer. Offer expires 11-30-2017.