1st Advantage is a participating lender in the VHDA program.

1st Advantage has partnered with the Virginia Housing & Development Authority (VHDA) to offer our members an array of loan options for first-time home buyers. We understand that buying a home is stressful and it can be hard to come up with the money you need for a down payment. That is why our VHDA First-Time Homebuyers Loan typically requires a little to no down payment option.




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Great for first-time homebuyers  
  Low and no down
payment options
  Flexible income & credit guidelines





  • The VHDA programs offer 30-year mortgages.
  • Loans are available to first-time homebuyers and people who have not owned a home in the last three years.
  • Limitations on income and loan amount may apply.
  • Down payment assistance, grants and $0 down payment options are available.
  • First-time homebuyers class (online or in-person) is required.



Our friendly mortgage professionals are here to help. Apply now!

David Wright
David F. Wright
Mortgage Sales Manager
NMLS #457734
      

Marie C. Bautista
Marie C. Bautista
Mortgage Specialist
NMLS #124369

 

alicia bowen
Alicia Bowen
Mortgage Specialist
NMLS #305735
      

Karla Davis
Karla W. Davis
Mortgage Specialist
NMLS #211263