Personal and Vehicle Loan Rates

Effective Date: 2/1/16
Type of Loan Term (Months) Annual Percentage Rate (A.P.R)* Take Action
Auto Refinance Special^
  Up to 60 months 2.49%
Auto, Motorcycle and Boat Loans
(mile restrictions apply)
  Up to 60 months 2.49%
  Up to 75 months 3.00%
  Up to 84 months 5.75%
Recreation Vehicles
  Up to 84 months 5.29%
  Up to 120 months 5.49%
  Up to 180 months 5.74%
Signature Loans
  Up to 84 months $500 and up - as low as 9.00%
Secured Loans
Share Secured   3% above Share Rate
Certificate Secured   2% above certificate rate. No discount on Share/Certificate secured rate.
50/50 Share Secured  

Signature rate + Share/Certificate rate, divided by 2 = rate 

Determined by beacon score.

* APR = Annual Percentage Rate. Other terms available. Minimum financed amount required. Minimum monthly payment required. Ask for details.
^ Rate based on creditworthiness and term of loan. Offer available only on refinance of existing auto loans from another financial institution. Existing 1st Advantage auto loans are not eligible for this offer. This rate applies to 2010-current vehicles with less than 75,000 miles, maximum term of 72 months. Rates and terms are subject to change without notice. Certain restrictions apply. Limited time offer.

Special Note: Rates may be higher depending on Credit. Rates are subject to change without notice.


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