Earn More with Our
High-Yield Checking & Savings Accounts
Discover the benefits of High-Yield
At 1st Advantage your money works harder for you. Enjoy the ease of a checking and savings account coupled with the added advantage of a high-yield interest rate on qualified accounts, all without the burden of monthly maintenance fees. Make every dollar count.
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Checking Accounts earn up to4% APY^
on balances up to $7,500
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Savings Accounts earn up to2% APY*
on average daily balances up to $50,000
High-Yield Checking Account Benefits Include
Contactless Mastercard® debit card
Access to over 65,000 surcharge free* ATMs nationwide
No monthly maintenance fee
Free access to Credit Score and credit report powered by SavvyMoney
Qualified accounts earn up to 4.00% APY^ on balances up to $7,500 and 0.05% APY^ on balances over $7,500. Non-Qualified account balances earn 0.05% APY^. Qualified accounts must have 10 or more posted Debit Card transactions (excluding ATM transactions) per month and be signed up to receive eStatements.
High-Yield Saving Account Benefits Include
Grow your savings faster
Insured by the NCUA
Convenient access to your funds
No monthly maintenance fee
Earn 2% on average daily balances up to $50,000. Earn 0.05% APY on the average daily balances exceeding $50,000. Must have monthly direct deposit into a 1st Advantage Checking Account. If no direct deposit, you will earn 0.05% APY on entire balance.
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Account |
Dividend |
APY* |
Opening Balance |
Compounded/Credited |
Average Daily Balance |
|---|---|---|---|---|---|
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*APY = Annual Percentage Yield ^APY = Annual Percentage Yield. Qualified accounts earn up to 4.00% APY on balances up to $7,500 and 0.05% APY on balances over $7,500. Non-Qualified account balances earn 0.05% APY. Qualified accounts must have 10 or more posted Debit Card transactions (excluding ATM transactions) per month and eStatements. Failure to meet any one of these requirements during a calendar month will cause the account to default to the Non-Qualified account rate of 0.05% APY. APY as of 1/10/2025 and is subject to change. Dividends compounded monthly. No minimum balance to open. Fees may reduce earnings. This offer can be withdrawn at any time. *APY = Annual Percentage Yield. Qualified accounts earn up to 2.00% APY on balances up to $50,000 and 0.05% APY on balances over $50,000. Non-Qualified account balances earn 0.05% APY. Qualified accounts must have direct deposit to any 1st Advantage checking account each month. Failure to meet this qualification during a month will cause the account to default to the Non-Qualified account rate of 0.05% APY. APY as of 1/10/2025 and is subject to change. $100 minimum average daily balance to earn dividends. Dividends compounded monthly. Limit one (1) High-Yield Savings account per member. No minimum balance to open. Fees may reduce earnings. This offer can be withdrawn at any time. Rates subject to change. Insured by NCUA. |
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Account High-Yield Checking |
Dividend up to 3.928%^ |
APY* 4.00%^ |
Opening Balance None |
Compounded/Credited Monthly |
Average Daily Balance N/A |
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Account High-Yield Savings |
Dividend up to 1.982% |
APY* 2.00%* |
Opening Balance None |
Compounded/Credited Monthly |
Average Daily Balance $100 |