High-Yield Checking

Bank Smart, Earn Up To

4.00%^
% APY

Open an Account

Open an Account

Please choose one of the following options:

Questions?

Speak with a Representative

Chat online

Call us: 1 (800) 359-7650


Representatives are available 24/7 to assist you.

Discover the benefits of a High-Yield Checking Account

At 1st Advantage your money works harder for you. Enjoy the ease of a checking account coupled with the added advantage of a high-yield interest rate on qualified accounts, all without the burden of monthly maintenance fees. Make every dollar count.

Benefits Include

Debit/credit cards class=”wrapper”>

Contactless MastercardĀ® debit card

ATM class=”wrapper”>

Access to over 65,000 surcharge free* ATMs nationwide

No fees etc class=”wrapper”>

No monthly maintenance fee

Graph class=”wrapper”>

Free access to Credit Score and credit report powered by SavvyMoney

Qualified accounts earn up to 4.00% APY on balances up to $7,500 and 0.05% APY on balances over $7,500. Non-Qualified account balances earn 0.05% APY. Qualified accounts must have 10 or more posted Debit Card transactions (excluding ATM transactions) per month and be signed up to receive eStatements.

High-Yield Checking

Account

Dividend

APY*

Opening Balance

Compounded/Credited

Average Daily Balance

*APY = Annual Percentage Yield

^APY = Annual Percentage Yield. Qualified accounts earn up to 4.00% APY on balances up to $7,500 and 0.05% APY on balances over $7,500. Non-Qualified account balances earn 0.05% APY. Qualified accounts must have 10 or more posted Debit Card transactions (excluding ATM transactions) per month and eStatements. Failure to meet any one of these requirements during a calendar month will cause the account to default to the Non-Qualified account rate of 0.05% APY. APY as of 7/5/2024 and is subject to change. Dividends compounded monthly. No minimum balance to open. Fees may reduce earnings. This offer can be withdrawn at any time.

Account

High-Yield Checking

Dividend

up to 3.928%^

APY*

4.00%^

Opening Balance

None

Compounded/Credited

Monthly

Average Daily Balance

N/A

Open an Account

Open a Checking Account

Please choose one of the following options:

Questions?

Speak with a Representative

Chat online

Call us: 1 (800) 359-7650


Representatives are available 24/7 to assist you.