High-Yield Checking

Bank Smart, Earn More.

up to 4.00%^

Open an Account

Open an Account

Please choose one of the following options:

Questions?

Speak with a Representative

Chat online

Call us: 1 (800) 359-7650


Representatives are available 24/7 to assist you.

Discover the benefits of a High-Yield Checking Account

At 1st Advantage your money works harder for you. Enjoy the ease of a checking account coupled with the added advantage of a high-yield interest rate on qualified accounts, all without the burden of monthly maintenance fees. Make every dollar count.

Benefits Include

Debit/credit cards class=”wrapper”>

Contactless Mastercard® debit card

ATM class=”wrapper”>

Access to over 65,000 surcharge free* ATMs nationwide

No fees etc class=”wrapper”>

No monthly maintenance fee

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Free access to Credit Score and credit report powered by SavvyMoney

Qualified accounts earn up to 4.00% APY on balances up to $7,500 and 0.05% APY on balances over $7,500. Non-Qualified account balances earn 0.05% APY. Qualified accounts must have 10 or more posted Debit Card transactions (excluding ATM transactions) per month and be signed up to receive eStatements.

High-Yield Checking

Account

Dividend

APY*

Opening Balance

Compounded/Credited

Average Daily Balance

*APY = Annual Percentage Yield
**Average Daily Balance required to earn Dividends
Rates are subject to change at any time and are not guaranteed. Rate may change after the account is open. Fees may reduce the earnings on the account. For additional information on your account please see your Membership & Account Agreement. If you have any questions or require current rate information please call the credit union at 757-877-2444.

^APY = Annual Percentage Yield. Qualified accounts earn up to 4.00% APY on balances up to $7,500 and 0.05% APY on balances over $7,500. Non-Qualified account balances earn 0.05% APY. Qualified accounts must have 10 or more posted Debit Card transactions (excluding ATM transactions) per month and eStatements. Failure to meet any one of these requirements during a calendar month will cause the account to default to the Non-Qualified account rate of 0.05% APY. APY as of 3/18/2024 and is subject to change. Dividends compounded monthly. No minimum balance to open. Fees may reduce earnings. This offer can be withdrawn at any time.

Account

High-Yield Checking

Dividend

up to 3.928%^

APY*

up to 4.00%^

Opening Balance

None

Compounded/Credited

Monthly

Average Daily Balance

N/A

Open an Account

Open a Checking Account

Please choose one of the following options:

Questions?

Speak with a Representative

Chat online

Call us: 1 (800) 359-7650


Representatives are available 24/7 to assist you.