If you’re looking for a great way to turn your to-do list into a check list, consider a Home Equity Line of Credit. A Home Equity Line of Credit allows you to borrow against the equity in your home, offering flexible access to credit. You can finance that home improvement project you’ve been thinking about, education costs, or any item on your to-do list.

Now is the perfect time to take advantage of a Home Equity Line of Credit with special offers from 1st Advantage. Enjoy 2.99% APR for 12 months along with no closing costs!*

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Smarter Way to Borrow

Since the rates are usually lower with a Home Equity Line of Credit than a credit card or personal loan, you can enjoy a lower monthly payment. Save even more money by consolidating your debt and reducing your total interest costs. Transferring higher rate balances to a Home Equity Line of Credit is fast and easy, offering greater value with the simplicity of making only one monthly payment.

Refinance Option

If you currently have a Home Equity Line of Credit or Loan with another lender, you should consider refinancing your loan with 1st Advantage. Refinancing may provide some key advantages including reducing your monthly payment, shortening your payoff terms, and providing access to borrow additional funds for a new project. With the no closing costs* option now available at 1st Advantage, this is a great opportunity to refinance without the typical closings costs, saving you even more money.


*2.99% fixed Annual Percentage Rate (APR) for first twelve months. Thereafter, variable APR adjusted quarterly based on Wall Street Journal Prime Rate (index) + a margin for the life of the loan. Current APR as of 8/1/2020 is 3.25% APR, includes + 0.00 margin and assumes great credit and loan to value < 80%. Minimum floor rate of 2.99% APR and a maximum rate of 18% APR. Rates and terms will vary depending upon loan-to-value, loan amount, loan term, lien position, and credit qualifications. Introductory offer not available for refinances of existing 1st Advantage home equity loan/line of credit. No closing costs, excluding appraisal fee if required, for new loans of $150,000 or less. Not available for home purchase or investment properties. If you close your line of credit within thirty-six (36) months, you will be required to reimburse the Credit Union for closing costs paid on your behalf. Property insurance is required, flood insurance may be required. Certain restrictions apply. Limited time offer.