Retirement Planning

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Start Imagining What’s Next

Whatever your age, financial situation, or saving experience, it’s never a bad time to start planning for retirement. Think of it as saving up to buy your way out of the workforce.

Get Help Planning For Retirement

When you plan for retirement with us, you get access to certified financial advisors, robust retirement calculators, and helpful resources that educate you on how to plan for the next stage in your life.

We’re here to support you every step of the way

Our CFS Financial Advisors available through CUSO Financial Services, L.P.* can help you work to overcome several retirement income challenges and create a predictable income stream by…

  • Designing a retirement plan
  • Uncovering your basic expenses and discretionary expenses
  • Evaluating current sources of retirement income
  • Identifying potential gaps between income and expenses
  • Anticipating fixed and discretionary expenses in retirement
  • Positioning assets to generate income
  • Uncovering new sources of income

To learn more about generating income in retirement, contact us today to schedule a complimentary, no-obligation appointment.

Visit our Retirement Portal to learn more

Create a Lifelong Retirement Strategy

We’ll help you choose a retirement account that fits your lifestyle needs now and in the future.

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Traditional IRA

Make contributions to your retirement account now, and pay taxes later when you make withdrawals during retirement.

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Roth IRA

Build your retirement savings now, and grow your money with full confidence that you’re withdrawals will be tax-free in retirement.

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Coverdell ESA

Take advantage of tax-free savings for education expenses such as tuition, books, boarding, and more to help your student reach their goals.

Helpful Resources

Get inspired to take control of your finances and achieve your financial goals by checking out our blog, filled with helpful advice, practical tips, and insightful articles.

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Back to Basics: Diversification and Asset Allocation

When investing, particularly for long-term goals, there are two concepts you will likely hear about over and over again —…
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Key Estate Planning Documents You Need

There are five estate planning documents you may need, regardless of your age, health, or wealth.
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Saving for College

There’s no denying the benefits of a college education: the ability to compete in today’s job market, increased earning power,…
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Ready to Take the Next Step?

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Disclosures

Investment Services offered through CFS*

* Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. ‘The Credit Union’ has contracted with CFS to make non-deposit investment products and services available to credit union members.

** Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA, an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgements, required minimum distributions and possession of employer stock.