Commercial Real Estate
Lending that helps you build, grow, and prosper It’s your Advantage
Get the Perfect Space, Relocate, Expand – and Thrive
Ready for your business to put down roots? Relocate? Expand? We’re ready too. Check out our Commercial Real Estate solutions, custom created to meet your unique business needs and give you an advantage with great rates and local service.
Special Offer
Now is the perfect time to take advantage of our owner-occupied special. These great rates and terms can help your business build equity and manage spending!
Benefits
Avoid Fees
We offer no application fees or prepayment penalties with all our Commercial Real Estate Loans.
Competitive Fixed Rates
Competitive fixed rates are always in place so you can build your business better.
25 Year Amortizations
We offer up to 25 year amortizations for more affordable monthly payments.
Choose Your Property
Looking to invest in commercial real estate? We’ll help you through the process while offering competitive rates and flexible terms to help you achieve your goals.
Commercial Property
Our Commercial Real Estate Loans will help you invest in the property you need with plenty of room to grow your income and thrive. With our commercial property loans, you can take advantage of:
- Stable, long-term returns
- Increased cash flow by leasing out space to tenants
- Tax deductions such as depreciation, property taxes, and mortgage interest
Rental or Combo Property
If you’re interested in rental or combo properties, 1st Advantage offers financing options that can help you acquire and manage the properties you own. Some benefits of investing in rental properties include:
- Diversified income
- Appreciate potential
- Owner-occupied options
Owner or Non-Owner Occupied
Whether you plan to occupy the property yourself or lease it out, 1st Advantage offers financing options for owner or non-owner occupied properties. Some benefits include:
- Flexible terms tailored to meet your unique needs and goals
- Competitive rates making them more affordable
- Wealth-building potential through rental income, appreciation, and potential tax benefits
Contact Our Business Team
Contact Paul Szabo or Erica Carson today to discuss the ways that 1st Advantage can help your business thrive.
Contact Us - Commercial Real Estate
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Helpful Resources for Business Owners
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Disclosures
*APR: Annual Percentage Rate. Fixed 5.99% APR for the first five years. The interest rate is current as of January 21, 2026. No Private Mortgage Insurance. Up to 80% loan-to-value (LTV) for purchases and refinances. After the five-year fixed-rate period, the interest rate is subject to change, up or down according to market rates at the time of reset. Offer applies to borrowers with an internal commercial risk rating of 3 or better. All Credit Union loan programs, rates, terms, and conditions are subject to credit approval and may change at any time without notice. The payment on a 25-year amortization, $500,000, 5-year fixed-rate loan at 5.99% APR and 80% loan-to-value (LTV) is $2,496. After the five-year fixed-rate period, the interest rate is subject to change, up or down according to market rates at the time of reset. The remaining loan balance will mature after the initial fixed term of 5 years. Based on the $500,000, 25 year amortization example, the payment at maturity would be $496,351. Property insurance and, if applicable, flood insurance is required. These payments do not include taxes and insurance premiums. The actual payments will be greater and rates provided are based on current market rates, and are informational only. Payments are estimates and include only principal and interest. Some restrictions may apply. This rate is applicable for owner-occupied purchase of Commercial Real Estate.