Business Money Market

The more you save, the more interest you earn
It’s your Advantage

Grow Your Money Faster – While Keeping it in Reach

Every day you work hard to keep your business growing. With our Business Money Market Accounts, you get a hands-off way of growing it even more with big earnings and even bigger perks.

Benefits

All of our Business Money Market Accounts offer:

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Online & Mobile Banking

All our accounts offer free Online and Mobile Banking for easy access no matter where you are.

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Easy Access to Funds

All Money Market accounts offer six free withdrawals a month and no monthly maintenance fee.

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Competitive Rates

Earn big dividends with competitive rates and low fees.

Compare Our Business Money Market Accounts

Not sure which Money Market Account fits your business’s needs? Take a look – we’ll make your decision easier with a rundown of all the features and everything included.

Standard Business Money Market Accounts

Our Standard Business Money Market Accounts give your business the opportunity to cash in on your savings with big interest. Here’s a rundown of the perks:

  • Earn rates as high as 1.45% APY2
  • NO minimum balance required to open
  • Six free withdrawals a month = easy access
  • NO monthly maintenance fee
  • Easily transfer funds with Online and Mobile Banking
  • Insured up to $250,000 by the NCUA
Open an Account

Business Performance Plus Money Market

Just like it sounds, our Business Performance Plus Money Market Accounts offer everything our Standard Business Money Market Accounts do – PLUS more.

  • Earn rates as high as 4.00% APY2
  • Six free withdrawals a month = easy access
  • NO monthly maintenance fee
  • Easily transfer funds with Online and Mobile Banking
  • Insured up to $250,000 by the NCUA
Open an Account

Today’s Rates

See how much you can earn with today’s competitive interest rates!

Business Money Market Account

Average Daily Balance**

Dividend Rate

Annual Percentage Yield (APY)

*APY = Annual Percentage Yield. ** Average Daily Balance required to earn dividends. The Money Market Account tier dividend rates and APY as of 5/10/2024 are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. If you have any questions or require current rate information please call the credit union at 757-877-2444.
For additional information about fees please see the Business Fee Schedule. If you have any questions or require current rate information please call the credit union at 757-877-2444.

Average Daily Balance**

$1,000.00 – $2,499.99

Dividend Rate

0.00%

Annual Percentage Yield (APY)

0.00%

Average Daily Balance**

$2,500.00 – $9,999.99

Dividend Rate

0.50%

Annual Percentage Yield (APY)

0.50%

Average Daily Balance**

$10,000.00 – $24,999.99

Dividend Rate

0.648%

Annual Percentage Yield (APY)

0.65%

Average Daily Balance**

$25,000.00 – $49,999.99

Dividend Rate

0.648%

Annual Percentage Yield (APY)

0.65%

Average Daily Balance**

$49,999.99 – $74,999.99

Dividend Rate

0.648%

Annual Percentage Yield (APY)

0.65%

Average Daily Balance**

$75,000.00 – $99,999.99

Dividend Rate

0.747%

Annual Percentage Yield (APY)

0.75%

Average Daily Balance**

$100,000 – $249,999.99

Dividend Rate

0.747%

Annual Percentage Yield (APY)

0.75%

Average Daily Balance**

$250,000 – $499,999.99

Dividend Rate

0.995%

Annual Percentage Yield (APY)

1.00%

Average Daily Balance**

$500,000 – $999,999.99

Dividend Rate

1.094%

Annual Percentage Yield (APY)

1.10%

Average Daily Balance**

$1,000,000 and up

Dividend Rate

1.440%

Annual Percentage Yield (APY)

1.45%

Business Performance Plus Money Market Account

Average Daily Balance**

Dividend Rate

Annual Percentage Yield (APY)

*APY = Annual Percentage Yield. ** Average Daily Balance required to earn dividends. The Money Market Account tier dividend rates and APY as of 5/10/2024 are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. If you have any questions or require current rate information please call the credit union at 757-886-3333.
For additional information on your account please see your Business Agreement and Disclosures. For additional information about fees please see the Rate & Fee Schedule. If you have any questions or require current rate information please call the credit union at 757-877-2444.

Average Daily Balance**

$0 – $24,999.99

Dividend Rate

0.00%

Annual Percentage Yield (APY)

0.00%

Average Daily Balance**

$25,000.00 – $49,999.99

Dividend Rate

2.472%

Annual Percentage Yield (APY)

2.50%

Average Daily Balance**

$50,000.00 – $74,999.99

Dividend Rate

2.716%

Annual Percentage Yield (APY)

2.75%

Average Daily Balance**

$75,000.00 – $99,999.99

Dividend Rate

2.716%

Annual Percentage Yield (APY)

2.75%

Average Daily Balance**

$100,000.00 – $249,999.99

Dividend Rate

2.960%

Annual Percentage Yield (APY)

3.00%

Average Daily Balance**

$250,000 – $499,999.99

Dividend Rate

3.445%

Annual Percentage Yield (APY)

3.50%

Average Daily Balance**

$500,000 – $999,999.99

Dividend Rate

3.445%

Annual Percentage Yield (APY)

3.50%

Average Daily Balance**

$1,000,000 and up

Dividend Rate

3.928%

Annual Percentage Yield (APY)

4.00%

Contact Our Business Team

Contact Paul Szabo or Erica Carson today to discuss the ways that 1st Advantage can help your business thrive.

Photo of Paul Szabo

Paul Szabo, CIA, CFSA, CUBLP

Director of Business Services
Erica Carson Picture

Erica Carson

Commercial Loan Officer

Contact Us - Business Money Market

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Open a Business Money Market Account

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Disclosures

1Applicable at CO-OP, Allpoint, and 1st Advantage ATMs with 1st Advantage Debit Mastercard.
2APY = Annual Percentage Yield. Average Daily Balance required to earn dividends. The Money Market Account tier dividend rates and APY as of 6/19/2023 and are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. Contact 1st Advantage for details.