Join A Credit Union That Cares About You
Discover what it means to bank with a community-focused credit union.
24/7 Access to Online Banking
Our robust Online & Mobile Banking allows you to make transfers, send money, view your balance, pay bills, and more.
Competitive Interest Rates
Unlike most big banks, our annual profit is used to lower interest rates, making loans more affordable to all our members.
Shared ATM & Branch Locator
Find a branch or shared ATM near you to perform various transactions and speak with a 1st Advantage representative.
Fast & Easy Applications
Our loan applications are fast and easy-to-use. Plus, you can get pre-approval in minutes depending on the loan you choose.
Your financial well-being is our priority
With 1st Advantage, you can trust that we’re operating in your best interests and offer a full line of products and services to better serve you which includes…
- Checking, Savings, and IRAs
- Mortgages, Auto Loans, RV Loans, and Personal Loans
- Mastercard Credit Cards
- Free Online & Mobile Banking with Bill Pay and Direct Deposit
- Convenient locations in Virginia and access to thousands of more through the CO-OP Network
See How You’re Eligible to Join
1st Advantage membership is open to anyone who lives, works, worships or attends school in Hampton Roads and parts of Richmond and North Carolina, and to any immediate family members of current 1st Advantage members.
- Chesapeake, VA
- Hampton, VA
- Newport News, VA
- Norfolk, VA
- Poquoson, VA
- Portsmouth, VA
- Richmond, VA
- Suffolk, VA
- Virginia Beach, VA
- Williamsburg, VA
- Currituck, NC
- Gates, NC
- Gloucester, VA
- Isle of Wight, VA
- James City, VA
- Mathews, VA
- York, VA
Open a Savings Account
Once you’ve determined you’re eligible to join 1st Advantage, deposit at least $5 into a Savings Account — this secures your membership for life!
Open a Checking Account
Choose from our various Checking options and set up your daily account.
Sign Up for Direct Deposit
Speak with your employer about the paperwork you need to complete in order to have your payroll check deposited automatically into your account every pay period.
Set Up Bill Pay
Change your Bill Pay information in Online Banking so all your bills will be paid from your new 1st Advantage account.
Close Your Old Checking Account
Make sure all checks have cleared and direct deposits have been made before closing your account. Then make a clean break and enjoy better banking at 1st Advantage.