Money Market Accounts

Build your savings with higher dividends and flexible withdrawals
It’s your Advantage

Maximize Your Savings with a High-Yield Money Market Account

Looking for a low-risk investment option that provides a competitive rate of return? Our Money Market Account offers just that – a reliable way to grow your savings while keeping your funds easily accessible.

Get the Best of Both Worlds

By opening a money market account, you can earn dividends on the cash you save while never losing access to your funds.

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Access & Convenience

View your account, deposit checks, transfer funds and more all from the convenience of our Digital Banking platforms, at any local branch, or at more than 5,000 shared branches*** nationwide.

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Maximize Growth

With no monthly maintenance fee, no minimum balance fee, and up to six free withdrawals per month, your money grows faster.

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Secure

No matter what’s happening in the market, your savings are federally insured up to $250,000 by the NCUA.

Choose an Account to Reach Your Goals

All three options are designed to help you boost your savings in a flexible way so you can achieve more.

Tiered Money Market

Take your deposits to the next level when you open a Tiered Money Market Account. The bigger you build your savings, the more cash you earn.

Performance Plus Money Market

Maximize your savings and get rewarded with our highest rate on large balances when you open a Performance Plus Money Market Account.

Member Rewards Money Market

Open a Member Rewards Money Market to earn more interest on lower balances and start building your savings today. Plus, always have access to your money and your earnings.

Today’s Rates

Performance Plus Money Market

Average Daily Balance***

Dividend Rate

Annual Percentage Yield (APY)*

**APY = Annual Percentage Yield. The Performance Plus Money Market Account tier dividend rates and APY as of 2/21/2024 are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. If you have any questions or require current rate information please call the credit union at757-877-2444.

For additional information on your account please see your  Membership & Account Agreement. For additional information about fees please see the Fee Schedule.

Average Daily Balance***

$0 – $24,999.99

Dividend Rate

0.00%

Annual Percentage Yield (APY)*

0.00%

Average Daily Balance***

$25,000.00 – $49.999.99

Dividend Rate

1.391%

Annual Percentage Yield (APY)*

1.40%

Average Daily Balance***

$50,000 – $74,999.99

Dividend Rate

1.489%

Annual Percentage Yield (APY)*

1.50%

Average Daily Balance***

$75,000.00 – $99,999.99

Dividend Rate

1.489%

Annual Percentage Yield (APY)*

1.50%

Average Daily Balance***

$100,000.00 – $249,999.99

Dividend Rate

1.982%

Annual Percentage Yield (APY)*

2.00%

Average Daily Balance***

$250,000.00 – $499,999.99

Dividend Rate

2.472%

Annual Percentage Yield (APY)*

2.50%

Average Daily Balance***

$500,000.00 – $999,999.99

Dividend Rate

3.203%

Annual Percentage Yield (APY)*

3.25%

Average Daily Balance***

1,000,000 and Up

Dividend Rate

3.928%

Annual Percentage Yield (APY)*

4.00%

Tiered Money Market Account

Average Daily Balance**

Dividend Rate

Annual Percentage Yield (APY)

*APY = Annual Percentage Yield. ** Average Daily Balance required to earn dividends. The Money Market Account tier dividend rates and APY as of 2/21/2024 are subject to change daily. Dividends compounded monthly. Fees may reduce earnings. If you have any questions or require current rate information please call the credit union at 757-877-2444.
For additional information on your account please see your Membership & Account Agreement. For additional information about fees please see the Fee Schedule.

Average Daily Balance**

$1,000.00 – $2,499.99

Dividend Rate

0.00%

Annual Percentage Yield (APY)

0.00%

Average Daily Balance**

$2,500.00 – $9,999.99

Dividend Rate

0.50%

Annual Percentage Yield (APY)

0.50%

Average Daily Balance**

$10,000.00 – $24,999.99

Dividend Rate

0.648%

Annual Percentage Yield (APY)

0.65%

Average Daily Balance**

$25,000.00 – $49,999.99

Dividend Rate

0.648%

Annual Percentage Yield (APY)

0.65%

Average Daily Balance**

$50,000.00-$74,999.99

Dividend Rate

0.648%

Annual Percentage Yield (APY)

0.65%

Average Daily Balance**

$75,000.00 – $99,999.99

Dividend Rate

0.747%

Annual Percentage Yield (APY)

0.75%

Average Daily Balance**

$100,000.00 – $249,999.99

Dividend Rate

0.747%

Annual Percentage Yield (APY)

0.75%

Average Daily Balance**

$250,000.00 – $499,999.99

Dividend Rate

0.995%

Annual Percentage Yield (APY)

1.00%

Average Daily Balance**

$500,000.00 – $999,999.99

Dividend Rate

1.094%

Annual Percentage Yield (APY)

1.10%

Average Daily Balance**

$1,000,000 and Up

Dividend Rate

1.440%

Annual Percentage Yield (APY)

1.45%

Member Rewards Money Market

Daily Balance

Dividend Rate

Annual Percentage Yield (APY)

*APY = Annual Percentage Yield. Qualified Member Rewards Money Market accounts earn 2.00% APY on balances up to $10,000 and 0.05% APY on balances over $10,000. Non-Qualified account balances earn 0.05% APY. Qualified members must have a 1st Advantage Checking Account with 10 posted Debit Card transactions (excluding ATM transactions) per month and one or more ACH Direct Deposit transactions posted in each calendar month. Failure to meet any one of these requirements during a calendar month will cause the account to default to the Non-Qualified account rate of 0.05% APY. APY as of 2/21/2024 and is subject to change. Dividends compounded monthly. No minimum balance to open. Fees may reduce earnings. This offer can be withdrawn at any time. Limit of one Member Rewards Money Market per qualified member number.

Daily Balance

Qualified Accounts*

Dividend Rate

1.982%

Annual Percentage Yield (APY)

2.00%

Daily Balance

Non-Qualified Accounts*

Dividend Rate

0.05%

Annual Percentage Yield (APY)

0.05%

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